Fundamental Analysis of Richmond Mutual Bancorp Inc. - Growth / Value Index
RMBI - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 76.56
Undervalued - Price to Intrinsic Value of 0.222
Price to Book Ratio is 0.0004 indicating that it is undervalued.
Tremendous increasing in Book Value last 3 year
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 13.65 | 11.13 | 1.65 % | |
| Price to Book | 0.0004 | 0.101 | -83.82 % | 0.124 |
| Price to Sales | 2.04 | 2.78 | 1.43 % | |
| Enterprise Value to EBITDA Multiple | 73.62 | 14.33 | 15.58 % |
RMBI - Profitability Highlights
Profitability Analysis
Earning Yield of 7.49 %
Excellent Net Margin for last 3 years
Reasonable Dividend Yield of 4.96 %
EBITDA is continuously increasing for last 3 Years
Good Net Margin of 14.91% is achieved by the company
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 0.0328 | 8.04 | -8.49 % | 1.79 |
| Return On Asset | 0.0033 | 0.742 | -29.00 % | 0.159 |
| Net Profit Margin | 14.91 | 24.95 | -0.221 % | 11.48 |
| Operating Profit Margin | 46.43 | 165.60 | 230.71 % | 13.18 |
| EBITDA Margin | 11.95 | 83.57 | 60.33 % | -13.18 |
Highlights
| Market Cap | 127927 K |
| Enterprise Value | 528220 K |
| Price/Book TTM | 0.0004 |
| Outstanding Share | 11076.00 K |
| Float/ Outstanding Share | 76.41% |
| Dividend Yield | 4.87 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.248 |
| Peter Lynch Ratio | -0.115 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 84.57 |
| Sloan Ratio | -0.0007 |
| Peter Lynch Fair Value | 15.31 |
RMBI - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 60029.16 K | 16.13 % | 4.45 % |
| Gross Profit | 60029.16 K | 38.88 % | 4.45 % |
| EBITDA | 7175.16 K | 34.46 % | 160.39 % |
| Net Profit | 8952.13 K | 16.32 % | 21.99 % |
| EPS | 0.846 | 1.62 % | NA |
RMBI - Stability Highlights
Stability Analysis
Altman Z Score of 84.56 suggests good Stability
Tsr Stability Index - Very Poor Score of 14.06
Company has high debt burden
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 2.82 | 100.71 % | 2.87 |
| Cash Ratio | -0.076 | -100.75 % | |
| Quick Ratio | 21.87 | -82.70 % | 22.99 |
| Shareholders Equity | 9.22 | -22.41 % | |
| Debt to EBITDA | 10.46 | 36.51 % |
Historical Valuation Ratios of Richmond Mutual Bancorp Inc.
Historical Valuation Ratios
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Historical Profitability Ratios of Richmond Mutual Bancorp Inc.
Historical Profitability Ratios
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Historical Efficiency Ratios of Richmond Mutual Bancorp Inc.
Historical Efficiency Ratios
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Historical Solvency Ratios of Richmond Mutual Bancorp Inc.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)