Fundamental Analysis of OptimumBank Holdings Inc - Growth / Value Index


OPHC - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 85.94
   Undervalued - Price to Intrinsic Value of 0.0347
   Price to Book Ratio is 0.488 indicating that it is undervalued.
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 3.72 6.16 26.80 %
Price to Book 0.483 0.473 51.45 % 0.392
Price to Sales 0.679 1.34 35.81 %
Enterprise Value to EBITDA Multiple 22.33 9.07 326.19 %


OPHC - Profitability Highlights

Profitability Analysis

   Earning Yield of 26.58 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Piotroski F Score - Stable Value of 5.0
   EBITDA is continuously increasing for last 3 Years
   Good Return on Equity of 12.97% is achieved by the company
   Good Net Margin of 18.24% is achieved by the company
   Very Low Dividend Yield of 0.740 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 12.97 7.55 17.41 % 2.86
Return On Asset 1.18 0.668 -2.86 % 0.253
Net Profit Margin 18.24 21.67 7.10 % 17.65
Operating Profit Margin 25.01 34.69 -26.93 % 23.94
EBITDA Margin 19.53 66.27 31.67 % 23.94


Highlights
Market Cap43356.69 K
Enterprise Value157268 K
Price/Book TTM0.483
Outstanding Share9634.82 K
Float/ Outstanding Share79.88%
Dividend Yield0.740 %
Share Holding
Guru Numbers
Price/Graham No0.280
Peter Lynch Ratio-5.68
Piotroski F Score5.00
Altman Z Score0.104
Sloan Ratio-0.0062
Peter Lynch Fair Value30.23


OPHC - Growth Highlights

Growth Analysis

   Tremendous increasing trend in total sale last 3 year
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 36067.00 K 22.63 % 10.16 %
Gross Profit 36067.00 K 90.36 % 10.16 %
EBITDA 7043.00 K 61.48 % 1642.70 %
Net Profit 6579.00 K 31.34 % 6.75 %
EPS 1.21 21.14 % NA


OPHC - Stability Highlights

Stability Analysis

   Tsr Stability Index - Poor Score of 20.31
   Altman Z Score of 0.104 suggest high risk
   Company has high debt burden
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 1.83 839.45 % 1.00
Cash Ratio 0.066 -99.85 %
Quick Ratio 0.140 -99.82 % 0.311
Shareholders Equity 8.85 -17.26 %
Debt to EBITDA 7.92 550.83 %


Historical Valuation Ratios of OptimumBank Holdings Inc

Historical Valuation Ratios
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Historical Profitability Ratios of OptimumBank Holdings Inc

Historical Profitability Ratios
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Historical Efficiency Ratios of OptimumBank Holdings Inc

Historical Efficiency Ratios
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Historical Solvency Ratios of OptimumBank Holdings Inc

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)