Fundamental Analysis of International Bancshares Corp. - Growth / Value Index
IBOC - Valuation Highlights
Valuation Analysis
Tsr Value Index - Excellent Score of 81.25
Undervalued - Price to Intrinsic Value of 0.158
Price to Earning Ratio is 9.28 and EV to EBITDA is 11.30 suggesting company is undervalued.
Price to Book Ratio is 0.788 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 8.69 | 8.61 | -27.60 % | |
| Price to Book | 0.737 | 1.44 | -17.25 % | 1.42 |
| Price to Sales | 4.82 | 4.27 | -19.24 % | |
| Enterprise Value to EBITDA Multiple | 10.58 | 6.55 | 41.68 % |
IBOC - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 8.0
Earning Yield of 10.77 %
Tremendous increasing trend in Net Profit for last 3 year
Excellent Net Margin for last 3 years
Company Earning excess return
During the past twelve months, the company has given a strong Net Margin of 55.40%
All key Trailing Twelve Months Margin growing by 15 %
EBITDA is continuously increasing for last 3 Years
Good Return On Capital Employed of 16.00
Good Return on Equity of 17.76% is achieved by the company
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 17.76 | 16.78 | 14.30 % | 3.92 |
| Return On Asset | 2.70 | 2.71 | 39.94 % | 0.634 |
| Net Profit Margin | 55.40 | 49.63 | 11.55 % | 38.27 |
| Operating Profit Margin | 62.83 | 0 | -100.00 % | 38.27 |
| EBITDA Margin | 45.41 | 65.16 | -0.660 % | 38.27 |
Highlights
| Market Cap | 3533.52 M |
| Enterprise Value | 3532.49 M |
| Price/Book TTM | 0.737 |
| Outstanding Share | 62177.00 K |
| Float/ Outstanding Share | 89.95% |
| Dividend Yield | 2.28 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.747 |
| Peter Lynch Ratio | 4.39 |
| Piotroski F Score | 8.00 |
| Altman Z Score | 0.614 |
| Sloan Ratio | -0.0020 |
| Peter Lynch Fair Value | 58.59 |
IBOC - Growth Highlights
Growth Analysis
Tremendous increasing trend in total sale last 3 year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 735535 K | 22.66 % | 1.00 % |
| Gross Profit | 735535 K | 49.15 % | 1.00 % |
| EBITDA | 333984 K | 21.85 % | 1643.66 % |
| Net Profit | 407456 K | 36.83 % | 8.50 % |
| EPS | 6.54 | 38.12 % | NA |
IBOC - Stability Highlights
Stability Analysis
Altman Z Score of 0.625 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.266 | -4.03 % | 0.284 |
| Cash Ratio | 0.696 | 35.46 % | |
| Quick Ratio | 0.799 | -26.87 % | 0.0238 |
| Shareholders Equity | 16.15 | 22.43 % | |
| Debt to EBITDA | 1.21 | -5.72 % |
Historical Valuation Ratios of International Bancshares Corp.
Historical Valuation Ratios
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Historical Profitability Ratios of International Bancshares Corp.
Historical Profitability Ratios
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Historical Efficiency Ratios of International Bancshares Corp.
Historical Efficiency Ratios
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Historical Solvency Ratios of International Bancshares Corp.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)