Fundamental Analysis of First Savings Fin Grp Inc. - Growth / Value Index
FSFG - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 71.88
Undervalued - Price to Intrinsic Value of 0.408
Price to Book Ratio is 0.686 indicating that it is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 14.98 | 13.56 | 92.08 % | |
| Price to Book | 0.684 | 0.734 | -3.51 % | 0.676 |
| Price to Sales | 1.06 | 1.28 | 22.87 % | |
| Enterprise Value to EBITDA Multiple | 6.18 | 15.71 | 86.87 % |
FSFG - Profitability Highlights
Profitability Analysis
Earning Yield of 6.66 %
Excellent QoQ /QoQ FY EPS growth
Piotroski F Score - Stable Value of 5.0
Reasonable Dividend Yield of 3.72 %
Steady Growth in EPS for last four quarters
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 4.57 | 5.41 | -49.76 % | 2.99 |
| Return On Asset | 0.324 | 0.357 | -55.32 % | 0.208 |
| Net Profit Margin | 7.05 | 9.40 | -36.03 % | 14.66 |
| Operating Profit Margin | 30.93 | 9.41 | -44.04 % | 17.24 |
| EBITDA Margin | 19.93 | 9.41 | -66.69 % | -17.24 |
Highlights
| Market Cap | 111920 K |
| Enterprise Value | 129605 K |
| Price/Book TTM | 0.684 |
| Outstanding Share | 6883.16 K |
| Float/ Outstanding Share | 72.50% |
| Dividend Yield | 3.69 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.699 |
| Peter Lynch Ratio | -3.20 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 0.183 |
| Sloan Ratio | 0.0043 |
| Peter Lynch Fair Value | 0 |
FSFG - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Annual sales in last 3 years is trending down
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 105294 K | 22.31 % | 17.26 % |
| Gross Profit | 103641 K | 22.31 % | 24.44 % |
| EBITDA | 20983.00 K | 74.12 % | 122.62 % |
| Net Profit | 7424.00 K | 50.30 % | 435.54 % |
| EPS | 1.09 | 47.94 % | NA |
FSFG - Stability Highlights
Stability Analysis
Paid More Than 50% of Debt, Heading towards debt free
Cash ratio of 3.46
Tsr Stability Index - Poor Score of 29.69
Altman Z Score of 0.183 suggest high risk
Company is unable to generate enough free cash to support the business.
Interest Coverage of 0.191
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.321 | -74.57 % | 2.20 |
| Cash Ratio | 3.46 | 1355.88 % | |
| Quick Ratio | 0 | 0 % | 0.697 |
| Shareholders Equity | 6.60 | -11.07 % | |
| Debt to EBITDA | 5.93 | -2.80 % |
Historical Valuation Ratios of First Savings Fin Grp Inc.
Historical Valuation Ratios
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Historical Profitability Ratios of First Savings Fin Grp Inc.
Historical Profitability Ratios
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Historical Efficiency Ratios of First Savings Fin Grp Inc.
Historical Efficiency Ratios
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Historical Solvency Ratios of First Savings Fin Grp Inc.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)