Fundamental Analysis of Credit Acceptance Corp. - Growth / Value Index
CACC - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.406
Book Value in last 3 years is trending up
Tsr Value Index - Very Poor Score of 7.81
Price to Earning Ratio is 44.50 and EV to EBITDA is 38.26 suggesting that it is very expensive
Price to Book Ratio of 9.16 suggesting that it is very expensive
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 42.11 | 20.22 | 59.99 % | |
| Price to Book | 8.67 | 3.69 | -11.57 % | 3.68 |
| Price to Sales | 6.63 | 3.49 | -9.82 % | |
| Enterprise Value to EBITDA Multiple | 37.12 | 33.51 | 109.47 % |
CACC - Profitability Highlights
Profitability Analysis
Gives Dividend Yield of 5.02 %
Company Earning excess return
During the past twelve months, the company has given a strong Return On Equity of 20.58%
All key Trailing Twelve Months Margin growing by 15 %
Good Net Margin of 15.74% is achieved by the company
Tsr Profitability Index - Poor Score of 28.75
Low Earning Yield of 2.25 %
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 20.58 | 18.24 | -44.73 % | 3.89 |
| Return On Asset | 4.78 | 4.20 | -45.85 % | 0.794 |
| Net Profit Margin | 15.74 | 17.27 | -43.64 % | 12.82 |
| Operating Profit Margin | 20.30 | 22.08 | -45.73 % | 15.97 |
| EBITDA Margin | 19.90 | 18.68 | -54.09 % | 14.23 |
Highlights
| Market Cap | 6019.17 M |
| Enterprise Value | 11147.57 M |
| Price/Book TTM | 8.67 |
| Outstanding Share | 12111.00 K |
| Float/ Outstanding Share | 51.28% |
| Dividend Yield | 5.02 % |
Share Holding
Guru Numbers
| Price/Graham No | 2.63 |
| Peter Lynch Ratio | -0.889 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 2.38 |
| Sloan Ratio | -0.113 |
| Peter Lynch Fair Value | 0 |
CACC - Growth Highlights
Growth Analysis
Quarterly sales in last 5 years is trending up
Tsr Growth Index - Very Poor Score of 10.09
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 1508.83 M | 5.89 % | 2.05 % |
| Gross Profit | 1600.30 M | 3.89 % | 4.97 % |
| EBITDA | 300277 K | 51.38 % | 38.66 % |
| Net Profit | 237537 K | 40.31 % | 31.30 % |
| EPS | 11.80 | 37.50 % | NA |
CACC - Stability Highlights
Stability Analysis
Tsr Stability Index - Very Poor Score of 17.19
Company has high debt burden
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 2.93 | 3.02 % | 3.47 |
| Cash Ratio | 0.0330 | 12.90 % | |
| Quick Ratio | 16.23 | 0 % | 16.94 |
| Shareholders Equity | 23.04 | -2.02 % | |
| Debt to EBITDA | 14.86 | 128.84 % |
Historical Valuation Ratios of Credit Acceptance Corp.
Historical Valuation Ratios
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Historical Profitability Ratios of Credit Acceptance Corp.
Historical Profitability Ratios
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Historical Efficiency Ratios of Credit Acceptance Corp.
Historical Efficiency Ratios
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Historical Solvency Ratios of Credit Acceptance Corp.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)