Fundamental Analysis of BayCom Corp - Growth / Value Index
BCML - Valuation Highlights
Valuation Analysis
Tsr Value Index - Excellent Score of 95.00
Undervalued - Price to Intrinsic Value of 0.232
Price to Book Ratio is 0.776 indicating that it is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 9.46 | 7.85 | -14.66 % | |
| Price to Book | 0.791 | 0.801 | 2.29 % | 0.761 |
| Price to Sales | 2.03 | 2.27 | -3.38 % | |
| Enterprise Value to EBITDA Multiple | 15.56 | 5.95 | -4.56 % |
BCML - Profitability Highlights
Profitability Analysis
Earning Yield of 10.77 %
Tremendous increasing trend in Net Profit for last 3 year
Excellent Net Margin for last 3 years
Company Earning excess return
All key Trailing Twelve Months Margin growing by 15 %
EBITDA is continuously increasing for last 3 Years
Good Net Margin of 21.45% is achieved by the company
Tsr Profitability Index - Poor Score of 30.63
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 8.36 | 10.20 | 19.86 % | 1.87 |
| Return On Asset | 1.02 | 1.25 | 16.45 % | 0.230 |
| Net Profit Margin | 21.45 | 28.90 | 13.22 % | 17.38 |
| Operating Profit Margin | 47.82 | 106.68 | 160.23 % | 24.10 |
| EBITDA Margin | 17.31 | 52.51 | 17.22 % | -24.10 |
Highlights
| Market Cap | 233402 K |
| Enterprise Value | 327686 K |
| Price/Book TTM | 0.791 |
| Outstanding Share | 11248.30 K |
| Float/ Outstanding Share | 92.81% |
| Dividend Yield | 1.93 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.580 |
| Peter Lynch Ratio | 1.82 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 0.257 |
| Sloan Ratio | -0.0025 |
| Peter Lynch Fair Value | 35.22 |
BCML - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 121681 K | 4.44 % | 3.05 % |
| Gross Profit | 121681 K | 26.10 % | 3.05 % |
| EBITDA | 21057.00 K | 22.42 % | 182.13 % |
| Net Profit | 26096.00 K | 18.24 % | 8.14 % |
| EPS | 2.19 | 17.18 % | NA |
BCML - Stability Highlights
Stability Analysis
Altman Z Score of 0.256 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.244 | 1.78 % | 0.239 |
| Cash Ratio | -0.0196 | -100.16 % | |
| Quick Ratio | 0.353 | -97.57 % | 0.802 |
| Shareholders Equity | 12.26 | -2.84 % | |
| Debt to EBITDA | 1.32 | -17.98 % |
Historical Valuation Ratios of BayCom Corp
Historical Valuation Ratios
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Historical Profitability Ratios of BayCom Corp
Historical Profitability Ratios
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Historical Efficiency Ratios of BayCom Corp
Historical Efficiency Ratios
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Historical Solvency Ratios of BayCom Corp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)