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Fundamental Analysis of Credicorp Ltd - Growth / Value Index


BAP - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 93.75
   Undervalued - Price to Intrinsic Value of 0.166
   Price to Earning Ratio is 3.13 and EV to EBITDA is 5.87 suggesting company is undervalued.
   Price to Book Ratio is 0.427 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 3.02 2.68 -4.80 %
Price to Book 0.412 0.395 -12.46 % 0.394
Price to Sales 0.734 0.807 7.90 %
Enterprise Value to EBITDA Multiple 5.78 -102.96 -20898.43 %


BAP - Profitability Highlights

Profitability Analysis

   Gives Dividend Yield of 5.29 %
   Earning Yield of 31.93 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Piotroski F Score - Stable Value of 5.0
   Annual Net Profit in last 3 years is trending up
   Good Return on Equity of 13.81% is achieved by the company
   Good Net Margin of 24.34% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
   EPS decline for last four quarters
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 13.81 14.99 -6.22 % 2.59
Return On Asset 1.82 2.04 3.85 % 0.352
Net Profit Margin 24.34 30.07 13.34 % 21.32
Operating Profit Margin 36.69 43.68 -25.47 % 36.94
EBITDA Margin 31.58 -1.95 -103.12 % -4.61


Highlights
Market Cap13033.79 M
Enterprise Value32429.07 M
Price/Book TTM0.412
Outstanding Share79474.30 K
Float/ Outstanding Share67.55%
Dividend Yield5.36 %
Share Holding
Guru Numbers
Price/Graham No0.230
Peter Lynch Ratio1.69
Piotroski F Score5.00
Altman Z Score0.119
Sloan Ratio0.0128
Peter Lynch Fair Value0


BAP - Growth Highlights

Growth Analysis
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 17763.00 M 7.35 % 0 %
Gross Profit 17763.00 M 7.35 % 0 %
EBITDA 5610.17 M 102.89 % 0 %
Net Profit 4323.09 M 5.02 % 0 %
EPS 54.35 5.04 % NA


BAP - Stability Highlights

Stability Analysis

   Debt to equity ratio has decreased and is lowest in last five years
   Tsr Stability Index - Very Poor Score of 15.62
   Altman Z Score of 0.120 suggest high risk
   Interest Coverage of -0.098
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.809 -11.63 % 0.870
Cash Ratio 2.73 -93.77 %
Quick Ratio 0 0 % 2.73
Shareholders Equity 13.59 10.73 %
Debt to EBITDA -83.25 -3527.60 %


Historical Valuation Ratios of Credicorp Ltd

Historical Valuation Ratios
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Historical Profitability Ratios of Credicorp Ltd

Historical Profitability Ratios
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Historical Efficiency Ratios of Credicorp Ltd

Historical Efficiency Ratios
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Historical Solvency Ratios of Credicorp Ltd

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)