Fundamental Analysis of AmeriServ Financial Inc - Growth / Value Index
ASRV - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.0145
Price to Book Ratio is 0.0378 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | -15.66 | -13.83 | -323.64 % | |
| Price to Book | 0.0425 | 0.0362 | -91.82 % | 0.170 |
| Price to Sales | 0.702 | 0.599 | -25.54 % | |
| Enterprise Value to EBITDA Multiple | -198.01 | -487.62 | -5416.93 % |
ASRV - Profitability Highlights
Profitability Analysis
Piotroski F Score - Stable Value of 4.0
Reasonable Dividend Yield of 4.35 %
Steady Growth in EPS for last four quarters
Tsr Profitability Index - Poor Score of 32.50
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | -2.85 | -3.27 | -145.70 % | 1.83 |
| Return On Asset | -0.216 | -0.241 | -144.02 % | 0.138 |
| Net Profit Margin | -4.49 | -4.33 | -133.30 % | 8.99 |
| Operating Profit Margin | 50.38 | 80.32 | 399.83 % | 83.14 |
| EBITDA Margin | -2.10 | -0.728 | -102.35 % | 17.31 |
Highlights
| Market Cap | 46297.71 K |
| Enterprise Value | 274051 K |
| Price/Book TTM | 0.0425 |
| Outstanding Share | 17147.30 K |
| Float/ Outstanding Share | 84.39% |
| Dividend Yield | 4.74 % |
Share Holding
Guru Numbers
| Price/Graham No | 0 |
| Peter Lynch Ratio | 0 |
| Piotroski F Score | 4.00 |
| Altman Z Score | 0.356 |
| Sloan Ratio | -0.0069 |
| Peter Lynch Fair Value | 0 |
ASRV - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Poor Score of 29.39
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 65930.00 K | 34.92 % | 13.02 % |
| Gross Profit | 65930.00 K | 34.92 % | 13.02 % |
| EBITDA | -1384.00 K | 103.18 % | 165.78 % |
| Net Profit | -2957.00 K | 144.92 % | 135.78 % |
| EPS | -0.172 | 144.72 % | NA |
ASRV - Stability Highlights
Stability Analysis
Tsr Stability Index - Very Poor Score of 12.50
Altman Z Score of 0.329 suggest high risk
Interest Coverage of -0.689
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 1.13 | -12.96 % | 1.16 |
| Cash Ratio | -2.53 | -1336.69 % | |
| Quick Ratio | -2.31 | -1009.96 % | -0.101 |
| Shareholders Equity | 7.36 | -3.67 % | |
| Debt to EBITDA | -205.62 | -2794.24 % |
Historical Valuation Ratios of AmeriServ Financial Inc
Historical Valuation Ratios
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Historical Profitability Ratios of AmeriServ Financial Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of AmeriServ Financial Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of AmeriServ Financial Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)