Fundamental Analysis of Ameris Bancorp - Growth / Value Index
ABCB - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.298
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 12.06 | 12.22 | 20.86 % | |
| Price to Book | 1.29 | 1.02 | -7.13 % | 0.999 |
| Price to Sales | 2.52 | 3.31 | 2.61 % | |
| Enterprise Value to EBITDA Multiple | 38.43 | 6.21 | -32.92 % |
ABCB - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 8.0
Earning Yield of 8.38 %
Excellent Net Margin for last 3 years
Excellent QoQ /QoQ FY EPS growth
EBITDA is continuously increasing for last 3 Years
Good Return on Equity of 10.72% is achieved by the company
Good Net Margin of 20.87% is achieved by the company
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 10.72 | 8.33 | -23.16 % | 2.13 |
| Return On Asset | 1.43 | 1.13 | -18.14 % | 0.290 |
| Net Profit Margin | 20.87 | 27.10 | -15.10 % | 18.80 |
| Operating Profit Margin | 38.80 | -2.89 | -105.75 % | 25.77 |
| EBITDA Margin | 10.71 | 66.85 | 28.26 % | -1.12 |
Highlights
| Market Cap | 3486.46 M |
| Enterprise Value | 4368.08 M |
| Price/Book TTM | 1.29 |
| Outstanding Share | 69107.30 K |
| Float/ Outstanding Share | 94.02% |
| Dividend Yield | 1.19 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.738 |
| Peter Lynch Ratio | -1.43 |
| Piotroski F Score | 8.00 |
| Altman Z Score | 0.309 |
| Sloan Ratio | -0.0028 |
| Peter Lynch Fair Value | 100.06 |
ABCB - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 1060.78 M | 2.99 % | 1.77 % |
| Gross Profit | 1060.78 M | 40.34 % | 1.77 % |
| EBITDA | 113655 K | 24.42 % | 199.93 % |
| Net Profit | 221361 K | 17.65 % | 12.71 % |
| EPS | 4.18 | 17.26 % | NA |
ABCB - Stability Highlights
Stability Analysis
Paid More Than 50% of Debt, Heading towards debt free
Debt to equity ratio has decreased and is lowest in last five years
Altman Z Score of 0.308 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.190 | -69.85 % | 0.302 |
| Cash Ratio | -0.0355 | -141.63 % | |
| Quick Ratio | 0 | 0 % | 0.186 |
| Shareholders Equity | 13.60 | 6.53 % | |
| Debt to EBITDA | 0.925 | -74.03 % |
Historical Valuation Ratios of Ameris Bancorp
Historical Valuation Ratios
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Historical Profitability Ratios of Ameris Bancorp
Historical Profitability Ratios
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Historical Efficiency Ratios of Ameris Bancorp
Historical Efficiency Ratios
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Historical Solvency Ratios of Ameris Bancorp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)