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Fundamental Analysis of Yirendai Ltd - Growth / Value Index


YRD - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Good Score of 79.69
   Price to Earning Ratio is 0.218 and EV to EBITDA is -2.15 suggesting company is undervalued.
   Price to Book Ratio is 0.065 indicating that it is undervalued.
   Tremendous increasing in Book Value last 3 year
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 0.200 0.224 -37.24 %
Price to Book 0.060 0.055 -21.87 % 0.055
Price to Sales 0.086 0.095 -23.61 %
Enterprise Value to EBITDA Multiple -1.94 -2.67 -43.47 %


YRD - Profitability Highlights

Profitability Analysis

   Tsr Profitability Index - Good Score of 74.34
   Piotroski F Score - Excellent Value of 8.0
   Earning Yield of 459.21 %
   Excellent Net Margin for last 3 years
   During the past twelve months, the company has given a strong Return On Equity of 29.65%
   During the past twelve months, the company has given a strong Return On Asset of 22.54%
   During the past twelve months, the company has given a strong Net Margin of 42.49%
   All key Trailing Twelve Months Margin growing by 15 %
   Reasonable Dividend Yield of 3.74 %
   Annual Net Profit in last 3 years is trending up
   Company's Net Profit is increasing for last 5 Quarters
   EBITDA is continuously increasing for last 3 Years
   Steady Growth in EPS for last four quarters
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 29.95 24.66 24.48 % 7.07
Return On Asset 23.23 19.40 38.62 % 5.56
Net Profit Margin 42.91 42.34 21.72 % 44.83
Operating Profit Margin 52.84 53.93 25.84 % 53.92
EBITDA Margin 52.91 42.34 -1.00 % 54.06


Highlights
Market Cap443951 K
Enterprise Value-5332.97 M
Price/Book TTM0.060
Outstanding Share88613.00 K
Float/ Outstanding Share37.47%
Dividend Yield3.74 %
Share Holding
Guru Numbers
Price/Graham No0.0222
Peter Lynch Ratio296.28
Piotroski F Score8.00
Altman Z Score1.62
Sloan Ratio-0.0172
Peter Lynch Fair Value235.42


YRD - Growth Highlights

Growth Analysis

   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 5183.60 M 37.12 % 0 %
Gross Profit 4222.47 M 39.45 % 0 %
EBITDA 2742.56 M 35.74 % 0 %
Net Profit 2224.30 M 66.89 % 0 %
EPS 25.00 59.33 % NA


YRD - Stability Highlights

Stability Analysis

   Tsr Stability Index - Excellent Score of 92.86
   Paid More Than 50% of Debt, Heading towards debt free
   Debt to equity ratio has decreased and is lowest in last five years
   Cash ratio of 3.80
   Company financial liquidity has improved
   Altman Z Score of 1.63 suggest high risk
   Interest Coverage of 0
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.0018 -99.03 % 0.0018
Cash Ratio 3.80 17.42 %
Quick Ratio 6.29 15.63 % 6.29
Shareholders Equity 78.68 11.36 %
Debt to EBITDA 0.0072 -99.04 %


Historical Valuation Ratios of Yirendai Ltd

Historical Valuation Ratios
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Historical Profitability Ratios of Yirendai Ltd

Historical Profitability Ratios
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Historical Efficiency Ratios of Yirendai Ltd

Historical Efficiency Ratios
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Historical Solvency Ratios of Yirendai Ltd

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)