Fundamental Analysis of Velocity Financial Llc - Growth / Value Index


VEL - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Good Score of 79.69
   Undervalued - Price to Intrinsic Value of 0.0465
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 10.72 14.21 -24.98 %
Price to Book 1.48 1.41 -12.00 % 6.58
Price to Sales 2.15 4.57 -38.63 %
Enterprise Value to EBITDA Multiple 32.19 18.48 -13.52 %


VEL - Profitability Highlights

Profitability Analysis

   Earning Yield of 9.26 %
   Tremendous increasing trend in Net Profit for last 3 year
   Excellent Net Margin for last 3 years
   All key Trailing Twelve Months Margin growing by 15 %
   Company's Profit Before Tax is increasing for last 5 Quarters
   EBITDA is continuously increasing for last 3 Years
   Good Return on Equity of 13.88% is achieved by the company
   Good Net Margin of 20.09% is achieved by the company
   Very Low Dividend Yield of 0 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 13.88 10.01 17.08 % 3.76
Return On Asset 1.39 0.985 14.63 % 0.368
Net Profit Margin 20.09 32.14 -18.20 % 14.65
Operating Profit Margin 67.58 204.51 276.39 % 73.34
EBITDA Margin 46.98 176.25 -16.98 % 22.16


Highlights
Market Cap589786 K
Enterprise Value4371.21 M
Price/Book TTM1.48
Outstanding Share32985.80 K
Float/ Outstanding Share10.31%
Dividend Yield0 %
Share Holding
Guru Numbers
Price/Graham No0.820
Peter Lynch Ratio3.10
Piotroski F Score6.00
Altman Z Score0.337
Sloan Ratio-0.0044
Peter Lynch Fair Value32.94


VEL - Growth Highlights

Growth Analysis

   STRONG JUMP IN NET SALE : YoY growth
   Annual sales of the company is increased for three years in a row
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
   Tsr Growth Index - Poor Score of 29.39
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 289078 K 64.63 % 7.75 %
Gross Profit 201121 K 321.50 % 7.51 %
EBITDA 135814 K 36.67 % 67.22 %
Net Profit 58065.00 K 34.67 % 0.560 %
EPS 1.67 33.30 % NA


VEL - Stability Highlights

Stability Analysis

   Tsr Stability Index - Very Poor Score of 5.00
   Altman Z Score of 0.338 suggest high risk
   Company has high debt burden
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 8.87 5.87 % 8.94
Cash Ratio 0.184 -99.49 %
Quick Ratio 0.095 -99.74 % 0.056
Shareholders Equity 9.84 -2.09 %
Debt to EBITDA 16.15 -10.90 %


Historical Valuation Ratios of Velocity Financial Llc

Historical Valuation Ratios
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Historical Profitability Ratios of Velocity Financial Llc

Historical Profitability Ratios
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Historical Efficiency Ratios of Velocity Financial Llc

Historical Efficiency Ratios
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Historical Solvency Ratios of Velocity Financial Llc

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)