Fundamental Analysis of TFS Financial Corp. - Growth / Value Index
TFSL - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.446
Price to Book Ratio is 0.654 indicating that it is undervalued.
Book Value in last 3 years is trending up
Price to Earning Ratio is 47.24 and EV to EBITDA is 147.99 suggesting that it is very expensive
Valuation Key Ratios
Ratio | TTM | Latest FY | Yoy Change | MRQ |
---|---|---|---|---|
Price to Earning | 47.60 | 49.69 | -0.821 % | |
Price to Book | 0.658 | 0.321 | -84.15 % | 1.96 |
Price to Sales | 7.24 | 12.26 | -4.44 % | |
Enterprise Value to EBITDA Multiple | 148.40 | 106.77 | 168.24 % |
TFSL - Profitability Highlights
Profitability Analysis
Gives Dividend Yield of 8.69 %
Excellent Net Margin for last 3 years
Piotroski F Score - Stable Value of 5.0
Company's Net Profit is increasing for last 5 Quarters
Steady Growth in EPS for last four quarters
Good Net Margin of 15.21% is achieved by the company
Tsr Profitability Index - Poor Score of 26.88
Low Earning Yield of 2.12 %
In the last three years, the company has given poor Returns on Equity
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio | TTM | Latest FY | Yoy Change | MRQ |
---|---|---|---|---|
Return On Equity | 4.17 | 3.90 | -3.43 % | 1.09 |
Return On Asset | 0.469 | 0.445 | -5.81 % | 0.122 |
Net Profit Margin | 15.21 | 24.67 | -3.65 % | 10.95 |
Operating Profit Margin | 19.61 | 30.61 | -3.16 % | 15.81 |
EBITDA Margin | 13.04 | 30.61 | -65.85 % | -2.12 |
Highlights
Market Cap | 3764.33 M |
Enterprise Value | 9993.70 M |
Price/Book TTM | 0.658 |
Outstanding Share | 280711 K |
Float/ Outstanding Share | 17.63% |
Dividend Yield | 8.45 % |
Share Holding
Guru Numbers
Price/Graham No | 0.824 |
Peter Lynch Ratio | 0.0192 |
Piotroski F Score | 5.00 |
Altman Z Score | 0.534 |
Sloan Ratio | 0.0017 |
Peter Lynch Fair Value | 0 |
TFSL - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Very Poor Score of 13.88
Growth Key Fields
Field | TTM | YoY Growth | QoQ Growth |
---|---|---|---|
Revenue | 516459 K | 4.74 % | 6.81 % |
Gross Profit | 405344 K | 5.10 % | 55.92 % |
EBITDA | 67341.00 K | 64.23 % | 115.36 % |
Net Profit | 78569.00 K | 0.919 % | 0.0290 % |
EPS | 0.282 | 0.828 % | NA |
TFSL - Stability Highlights
Stability Analysis
Cash ratio of 94.10
Tsr Stability Index - Very Poor Score of 6.25
Altman Z Score of 0.531 suggest high risk
Company has high debt burden
Interest Coverage of 0.225
Stability Key Ratios
Ratio | Latest FY | Yoy Change | MRQ |
---|---|---|---|
Debt to Equity Ratio | 3.47 | -8.77 % | 3.08 |
Cash Ratio | 94.10 | -98.10 % | |
Quick Ratio | 149.69 | -96.97 % | 13.99 |
Shareholders Equity | 11.39 | -2.47 % | |
Debt to EBITDA | 71.72 | 166.54 % |
Historical Valuation Ratios of TFS Financial Corp.
Historical Valuation Ratios
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Historical Profitability Ratios of TFS Financial Corp.
Historical Profitability Ratios
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Historical Efficiency Ratios of TFS Financial Corp.
Historical Efficiency Ratios
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Historical Solvency Ratios of TFS Financial Corp.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)