Fundamental Analysis of Territorial Bancorp Inc. - Growth / Value Index
TBNK - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.127
Price to Book Ratio is 0.291 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 33.02 | 9.06 | 89.24 % | |
| Price to Book | 0.293 | 0.294 | -2.60 % | 0.292 |
| Price to Sales | 1.24 | 1.49 | 14.89 % | |
| Enterprise Value to EBITDA Multiple | 31.56 | 13.59 | 101.98 % |
TBNK - Profitability Highlights
Profitability Analysis
Gives Dividend Yield of 6.59 %
Tsr Profitability Index - Very Poor Score of 16.25
Low Earning Yield of 3.06 %
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Negative Net Margin MRQ
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 0.889 | 3.24 | -48.53 % | -0.193 |
| Return On Asset | 0.101 | 0.364 | -51.16 % | -0.0220 |
| Net Profit Margin | 3.76 | 16.43 | -39.29 % | -2.59 |
| Operating Profit Margin | 61.96 | 133.64 | 271.51 % | 89.04 |
| EBITDA Margin | 24.24 | 67.19 | 39.81 % | 9.04 |
Highlights
| Market Cap | 74985.72 K |
| Enterprise Value | 453644 K |
| Price/Book TTM | 0.293 |
| Outstanding Share | 8832.24 K |
| Float/ Outstanding Share | 74.60% |
| Dividend Yield | 4.01 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.656 |
| Peter Lynch Ratio | -1.43 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 0.221 |
| Sloan Ratio | -0.0012 |
| Peter Lynch Fair Value | 0 |
TBNK - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Poor Score of 26.72
Annual sales in last 3 years is trending down
Operating Cash Flow decreasing for last 3 year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 59283.00 K | 17.03 % | 1.59 % |
| Gross Profit | 59283.00 K | 19.87 % | 1.59 % |
| EBITDA | 14373.00 K | 16.00 % | 30.09 % |
| Net Profit | 2229.00 K | 49.63 % | 244.31 % |
| EPS | 0.257 | 47.16 % | NA |
TBNK - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 28.12
Altman Z Score of 0.220 suggest high risk
Company's debt has increased with decreasing revenue.
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 1.00 | 64.74 % | 1.01 |
| Cash Ratio | -12.67 | -1357.82 % | |
| Quick Ratio | 131.60 | 489.05 % | 131.77 |
| Shareholders Equity | 11.23 | -5.10 % | |
| Debt to EBITDA | 7.57 | 39.00 % |
Historical Valuation Ratios of Territorial Bancorp Inc.
Historical Valuation Ratios
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Historical Profitability Ratios of Territorial Bancorp Inc.
Historical Profitability Ratios
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Historical Efficiency Ratios of Territorial Bancorp Inc.
Historical Efficiency Ratios
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Historical Solvency Ratios of Territorial Bancorp Inc.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)