Fundamental Analysis of SLM Corp - Growth / Value Index


SLM - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 90.62
   Undervalued - Price to Intrinsic Value of 0.206
   Price to Earning Ratio is 6.56 and EV to EBITDA is 4.22 suggesting company is undervalued.
   Price to Book Ratio is 0.328 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 6.50 14.58 -16.55 %
Price to Book 0.325 0.205 -95.69 % 0
Price to Sales 2.01 2.87 -28.87 %
Enterprise Value to EBITDA Multiple 4.19 4.55 -66.68 %


SLM - Profitability Highlights

Profitability Analysis

   Earning Yield of 15.25 %
   Excellent QoQ /QoQ FY EPS growth
   During the past twelve months, the company has given a strong Return On Equity of 40.35%
   During the past twelve months, the company has given a strong Net Margin of 30.85%
   All key Trailing Twelve Months Margin growing by 15 %
   Piotroski F Score - Stable Value of 5.0
   Company's Net Profit is increasing for last 5 Quarters
   Steady Growth in EPS for last four quarters
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 40.35 17.86 -34.24 % 13.50
Return On Asset 2.58 1.15 -29.26 % 1.01
Net Profit Margin 30.85 19.68 -14.77 % 50.84
Operating Profit Margin 57.04 81.99 164.09 % 50.84
EBITDA Margin 57.04 76.92 142.14 % 50.84


Highlights
Market Cap4649.19 M
Enterprise Value5726.86 M
Price/Book TTM0.325
Outstanding Share219716 K
Float/ Outstanding Share90.05%
Dividend Yield2.09 %
Share Holding
Guru Numbers
Price/Graham No0.243
Peter Lynch Ratio3.05
Piotroski F Score5.00
Altman Z Score0.905
Sloan Ratio0.0156
Peter Lynch Fair Value0


SLM - Growth Highlights

Growth Analysis
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 2394.93 M 15.97 % 16.06 %
Gross Profit 2171.45 M 0.626 % 16.05 %
EBITDA 1366.01 M 103.47 % 27.68 %
Net Profit 738783 K 28.38 % 74.25 %
EPS 3.25 19.83 % NA


SLM - Stability Highlights

Stability Analysis

   Tsr Stability Index - Very Poor Score of 17.19
   Altman Z Score of 0.909 suggest high risk
   Company has high debt burden
   Company is unable to generate enough free cash to support the business.
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 2.78 -8.31 % 2.35
Cash Ratio 0 0 %
Quick Ratio 0 0 % 0
Shareholders Equity 6.45 7.57 %
Debt to EBITDA 3.98 -50.92 %


Historical Valuation Ratios of SLM Corp

Historical Valuation Ratios
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Historical Profitability Ratios of SLM Corp

Historical Profitability Ratios
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Historical Efficiency Ratios of SLM Corp

Historical Efficiency Ratios
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Historical Solvency Ratios of SLM Corp

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)