WARN : Please note that some of the values may not be in base currency

Fundamental Analysis of Preferred Bank - Growth / Value Index


PFBC - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 85.94
   Undervalued - Price to Intrinsic Value of 0.443
   Price to Earning Ratio is 7.62 and EV to EBITDA is 8.01 suggesting company is undervalued.
   Tremendous increasing in Book Value last 3 year
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 7.56 7.30 -16.77 %
Price to Book 1.62 1.61 -9.91 % 1.55
Price to Sales 2.69 3.75 -15.51 %
Enterprise Value to EBITDA Multiple 7.97 6.45 114.39 %


PFBC - Profitability Highlights

Profitability Analysis

   Piotroski F Score - Excellent Value of 8.0
   Earning Yield of 13.12 %
   Tremendous increasing trend in Net Profit for last 3 year
   Excellent Net Margin for last 3 years
   During the past twelve months, the company has given a strong Return On Equity of 21.45%
   During the past twelve months, the company has given a strong Net Margin of 35.60%
   All key Trailing Twelve Months Margin growing by 15 %
   Reasonable Dividend Yield of 3.64 %
   EBITDA is continuously increasing for last 3 Years
   In the last three years, the company has given poor Returns on Assets
   EPS decline for last four quarters
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 21.45 22.12 8.23 % 4.78
Return On Asset 2.19 2.31 15.15 % 0.495
Net Profit Margin 35.60 51.41 1.51 % 25.85
Operating Profit Margin 86.96 156.28 75.75 % 97.06
EBITDA Margin 59.87 104.58 49.68 % 37.44


Highlights
Market Cap1054.14 M
Enterprise Value1949.89 M
Price/Book TTM1.62
Outstanding Share13392.70 K
Float/ Outstanding Share91.60%
Dividend Yield3.54 %
Share Holding
Guru Numbers
Price/Graham No0.736
Peter Lynch Ratio2.67
Piotroski F Score8.00
Altman Z Score0.430
Sloan Ratio-0.0087
Peter Lynch Fair Value180.64


PFBC - Growth Highlights

Growth Analysis

   Annual sales of the company is increased for three years in a row
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 408561 K 17.56 % 2.11 %
Gross Profit 408561 K 89.37 % 2.11 %
EBITDA 244591 K 75.97 % 5.81 %
Net Profit 145433 K 19.34 % 6.62 %
EPS 10.41 20.15 % NA


PFBC - Stability Highlights

Stability Analysis

   Tsr Stability Index - Good Score of 65.62
   Paid More Than 50% of Debt, Heading towards debt free
   Debt to equity ratio has decreased and is lowest in last five years
   Altman Z Score of 0.431 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.0070 -97.08 % 0.0070
Cash Ratio -0.309 -100.07 %
Quick Ratio 0 0 % 0.343
Shareholders Equity 10.44 6.39 %
Debt to EBITDA 0.0157 -98.17 %


Historical Valuation Ratios of Preferred Bank

Historical Valuation Ratios
Loading ...

Historical Profitability Ratios of Preferred Bank

Historical Profitability Ratios
Loading ...

Historical Efficiency Ratios of Preferred Bank

Historical Efficiency Ratios
Loading ...

Historical Solvency Ratios of Preferred Bank

Historical Solvency Ratios
Loading ...


Note : All Data Generated at the End of Trading Hours (EOD Data)