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Fundamental Analysis of Medallion Financial Corp - Growth / Value Index


MFIN - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 95.00
   Undervalued - Price to Intrinsic Value of 0.089
   Price to Earning Ratio is 3.76 and EV to EBITDA is 4.65 suggesting company is undervalued.
   Price to Book Ratio is 0.485 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 3.71 3.33 -23.37 %
Price to Book 0.478 0.435 -15.35 % 0.453
Price to Sales 0.727 1.01 -16.53 %
Enterprise Value to EBITDA Multiple 4.63 5.03 63.48 %


MFIN - Profitability Highlights

Profitability Analysis

   Piotroski F Score - Excellent Value of 8.0
   Gives Dividend Yield of 5.01 %
   Earning Yield of 26.59 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Good Return On Capital Employed of 10.21
   Good Return on Equity of 15.04% is achieved by the company
   Good Net Margin of 19.61% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
   EPS decline for last four quarters
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 15.04 15.69 8.01 % 2.87
Return On Asset 2.01 2.08 7.21 % 0.383
Net Profit Margin 19.61 30.43 8.93 % 13.83
Operating Profit Margin 55.92 105.60 144.25 % 74.85
EBITDA Margin 49.35 64.35 -2.16 % 51.86


Highlights
Market Cap186076 K
Enterprise Value579465 K
Price/Book TTM0.478
Outstanding Share23376.50 K
Float/ Outstanding Share75.55%
Dividend Yield5.00 %
Share Holding
Guru Numbers
Price/Graham No0.268
Peter Lynch Ratio8.25
Piotroski F Score8.00
Altman Z Score0.314
Sloan Ratio-0.0271
Peter Lynch Fair Value53.71


MFIN - Growth Highlights

Growth Analysis

   Tsr Growth Index - Excellent Score of 88.68
   Annual sales of the company is increased for three years in a row
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 253617 K 12.71 % 2.69 %
Gross Profit 248688 K 61.10 % 2.77 %
EBITDA 125158 K 10.28 % 24.80 %
Net Profit 49742.00 K 22.77 % 29.99 %
EPS 2.15 30.50 % NA


MFIN - Stability Highlights

Stability Analysis

   Debt to equity ratio has decreased and is lowest in last five years
   Cash ratio of 18.73
   Company financial liquidity has improved
   Altman Z Score of 0.315 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.710 -7.94 % 0.739
Cash Ratio 18.73 342.25 %
Quick Ratio 268.15 10023.05 % 0.196
Shareholders Equity 13.25 -0.734 %
Debt to EBITDA 2.14 -5.11 %


Historical Valuation Ratios of Medallion Financial Corp

Historical Valuation Ratios
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Historical Profitability Ratios of Medallion Financial Corp

Historical Profitability Ratios
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Historical Efficiency Ratios of Medallion Financial Corp

Historical Efficiency Ratios
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Historical Solvency Ratios of Medallion Financial Corp

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)