Fundamental Analysis of Lakeland Bancorp Inc - Growth / Value Index
LBAI - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.240
Price to Earning Ratio is 10.21 and EV to EBITDA is 13.04 suggesting company is undervalued.
Price to Book Ratio is 0.288 indicating that it is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 10.33 | 8.91 | 41.19 % | |
| Price to Book | 0.291 | 0.749 | 22.49 % | 0.107 |
| Price to Sales | 2.44 | 2.73 | 37.38 % | |
| Enterprise Value to EBITDA Multiple | 13.09 | 8.39 | 169.63 % |
LBAI - Profitability Highlights
Profitability Analysis
Earning Yield of 9.79 %
Excellent Net Margin for last 3 years
All key Trailing Twelve Months Margin growing by 15 %
Piotroski F Score - Stable Value of 5.0
Reasonable Dividend Yield of 4.40 %
EBITDA is continuously increasing for last 3 Years
Good Net Margin of 23.63% is achieved by the company
Tsr Profitability Index - Poor Score of 33.75
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 7.38 | 8.40 | -13.25 % | 1.68 |
| Return On Asset | 0.770 | 0.882 | -11.41 % | 0.181 |
| Net Profit Margin | 23.63 | 30.66 | -2.70 % | 28.14 |
| Operating Profit Margin | 58.70 | 147.50 | 152.64 % | 38.60 |
| EBITDA Margin | 51.18 | 89.35 | 38.82 % | -2.08 |
Highlights
| Market Cap | 875024 K |
| Enterprise Value | 2402.25 M |
| Price/Book TTM | 0.291 |
| Outstanding Share | 65154.50 K |
| Float/ Outstanding Share | 94.63% |
| Dividend Yield | 4.32 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.586 |
| Peter Lynch Ratio | -2.82 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 0.210 |
| Sloan Ratio | -0.0016 |
| Peter Lynch Fair Value | 23.20 |
LBAI - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Poor Score of 28.05
Quarterly sales in last 5 Quarter is trending down
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 358509 K | 5.95 % | 48.14 % |
| Gross Profit | 358509 K | 51.03 % | 48.14 % |
| EBITDA | 183468 K | 30.56 % | 104.40 % |
| Net Profit | 84730.00 K | 8.49 % | 1.36 % |
| EPS | 1.30 | 29.18 % | NA |
LBAI - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 28.12
Altman Z Score of 0.209 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 1.06 | 385.94 % | 0.952 |
| Cash Ratio | -0.118 | -100.20 % | |
| Quick Ratio | 0.0410 | -99.94 % | 0.199 |
| Shareholders Equity | 10.50 | 2.12 % | |
| Debt to EBITDA | 4.31 | 292.62 % |
Historical Valuation Ratios of Lakeland Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Lakeland Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Lakeland Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Lakeland Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)