Fundamental Analysis of HarborOne Bancorp Inc - Growth / Value Index
HONE - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.318
Price to Book Ratio is 0.795 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 29.69 | 14.60 | 28.22 % | |
| Price to Book | 0.812 | 0.820 | -2.61 % | 0.804 |
| Price to Sales | 1.91 | 2.72 | 7.16 % | |
| Enterprise Value to EBITDA Multiple | 21.47 | 8.20 | -14.26 % |
HONE - Profitability Highlights
Profitability Analysis
EBITDA is continuously increasing for last 3 Years
Tsr Profitability Index - Poor Score of 34.38
Low Earning Yield of 3.44 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 2.73 | 5.61 | -24.04 % | 1.26 |
| Return On Asset | 0.283 | 0.578 | -32.04 % | 0.125 |
| Net Profit Margin | 6.45 | 18.59 | -16.42 % | 9.69 |
| Operating Profit Margin | 37.68 | 137.43 | 232.59 % | 14.47 |
| EBITDA Margin | 20.53 | 75.16 | 72.01 % | -1.54 |
Highlights
| Market Cap | 492326 K |
| Enterprise Value | 1099.66 M |
| Price/Book TTM | 0.812 |
| Outstanding Share | 44675.70 K |
| Float/ Outstanding Share | 80.73% |
| Dividend Yield | 2.93 % |
Share Holding
Guru Numbers
| Price/Graham No | 1.04 |
| Peter Lynch Ratio | -0.740 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 0.252 |
| Sloan Ratio | -0.0093 |
| Peter Lynch Fair Value | 8.95 |
HONE - Growth Highlights
Growth Analysis
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Annual sales in last 3 years is trending down
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 249450 K | 14.01 % | 6.17 % |
| Gross Profit | 249450 K | 35.20 % | 6.17 % |
| EBITDA | 51207.00 K | 47.92 % | 154.88 % |
| Net Profit | 16080.00 K | 28.13 % | 202.66 % |
| EPS | 0.371 | 22.01 % | NA |
HONE - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 29.69
Altman Z Score of 0.251 suggest high risk
Company's debt has increased with decreasing revenue.
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.974 | 38.13 % | 1.73 |
| Cash Ratio | -0.0201 | -101.95 % | |
| Quick Ratio | 0.107 | -99.16 % | 0.395 |
| Shareholders Equity | 10.30 | -10.53 % | |
| Debt to EBITDA | 4.29 | -11.64 % |
Historical Valuation Ratios of HarborOne Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of HarborOne Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of HarborOne Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of HarborOne Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)