Fundamental Analysis of Horace Mann Educators Corp. - Growth / Value Index


HMN - Valuation Highlights

Valuation Analysis

   Undervalued - Price to Intrinsic Value of 0.178
   Price to Book Ratio is 0.244 indicating that it is undervalued.
   Tremendous increasing in Book Value last 3 year
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 22.29 32.22 105.72 %
Price to Book 0.243 0.107 -58.70 % 0.092
Price to Sales 0.953 0.972 -8.19 %
Enterprise Value to EBITDA Multiple 24.29 30.62 -61.22 %


HMN - Profitability Highlights

Profitability Analysis

   Net profit has jumped from negative to positive
   Company Earning excess return
   Reasonable Dividend Yield of 3.82 %
   Tsr Profitability Index - Poor Score of 27.08
   Low Earning Yield of 4.47 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 5.71 3.83 1702.50 % 2.19
Return On Asset 0.505 0.320 1756.99 % 0.186
Net Profit Margin 4.28 3.02 1704.32 % 6.98
Operating Profit Margin 18.59 70.90 12973.54 % 0
EBITDA Margin 6.85 5.56 216.61 % 11.01


Highlights
Market Cap1434.55 M
Enterprise Value2526.55 M
Price/Book TTM0.243
Outstanding Share40963.70 K
Float/ Outstanding Share99.38%
Dividend Yield3.87 %
Share Holding
Guru Numbers
Price/Graham No0.326
Peter Lynch Ratio0
Piotroski F Score6.00
Altman Z Score1.85
Sloan Ratio-0.0043
Peter Lynch Fair Value32.35


HMN - Growth Highlights

Growth Analysis

   Operating Cash Flow decreasing for last 3 year
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 1517.80 M 7.88 % 5.73 %
Gross Profit 1138.00 M 7.88 % 100.00 %
EBITDA 104000 K 241.56 % 25.09 %
Net Profit 64900.00 K 1830.77 % 32.91 %
EPS 1.57 1847.49 % NA


HMN - Stability Highlights

Stability Analysis

   Tsr Stability Index - Poor Score of 32.81
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.465 1.51 % 0.451
Cash Ratio 0.216 -98.97 %
Quick Ratio -0.609 -102.52 % -0.609
Shareholders Equity 8.37 3.40 %
Debt to EBITDA 6.58 -67.90 %


Historical Valuation Ratios of Horace Mann Educators Corp.

Historical Valuation Ratios
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Historical Profitability Ratios of Horace Mann Educators Corp.

Historical Profitability Ratios
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Historical Efficiency Ratios of Horace Mann Educators Corp.

Historical Efficiency Ratios
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Historical Solvency Ratios of Horace Mann Educators Corp.

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)