Fundamental Analysis of German American Bancorp Inc - Growth / Value Index
GABC - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.308
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 11.88 | 11.26 | 2.60 % | |
| Price to Book | 1.63 | 1.51 | -6.30 % | 1.53 |
| Price to Sales | 3.38 | 3.91 | 13.16 % | |
| Enterprise Value to EBITDA Multiple | 32.50 | 8.55 | -1.26 % |
GABC - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Earning Yield of 8.72 %
Excellent Net Margin for last 3 years
Company Earning excess return
During the past twelve months, the company has given a strong Net Margin of 28.46%
Reasonable Dividend Yield of 3.21 %
Annual Net Profit in last 3 years is trending up
EBITDA is continuously increasing for last 3 Years
Good Return On Capital Employed of 11.26
Good Return on Equity of 13.72% is achieved by the company
Tsr Profitability Index - Poor Score of 27.50
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 13.72 | 13.38 | -8.68 % | 2.90 |
| Return On Asset | 1.39 | 1.44 | 8.59 % | 0.311 |
| Net Profit Margin | 28.46 | 34.75 | 10.29 % | 22.62 |
| Operating Profit Margin | 26.44 | 2.28 | -94.03 % | 27.57 |
| EBITDA Margin | 13.54 | 59.35 | 27.16 % | 0 |
Highlights
| Market Cap | 1003.89 M |
| Enterprise Value | 1300.77 M |
| Price/Book TTM | 1.63 |
| Outstanding Share | 29665.80 K |
| Float/ Outstanding Share | 94.66% |
| Dividend Yield | 3.13 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.892 |
| Peter Lynch Ratio | -0.211 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 0.333 |
| Sloan Ratio | -0.0027 |
| Peter Lynch Fair Value | 37.76 |
GABC - Growth Highlights
Growth Analysis
Quarterly sales in last 5 years is trending up
Tsr Growth Index - Poor Score of 26.72
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 295481 K | 1.61 % | 1.79 % |
| Gross Profit | 209867 K | 22.02 % | 96.52 % |
| EBITDA | 40019.00 K | 25.12 % | 100.00 % |
| Net Profit | 84103.00 K | 8.52 % | 11.55 % |
| EPS | 2.85 | 2.54 % | NA |
GABC - Stability Highlights
Stability Analysis
Debt to equity ratio has decreased and is lowest in last five years
Altman Z Score of 0.329 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.329 | -19.80 % | 0.355 |
| Cash Ratio | -0.053 | -338.06 % | |
| Quick Ratio | 0 | 0 % | 0.085 |
| Shareholders Equity | 10.79 | 18.91 % | |
| Debt to EBITDA | 1.44 | -23.82 % |
Historical Valuation Ratios of German American Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of German American Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of German American Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of German American Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)