Fundamental Analysis of Community TR Bancorp Inc. - Growth / Value Index


CTBI - Valuation Highlights

Valuation Analysis

   Undervalued - Price to Intrinsic Value of 0.386
   Price to Earning Ratio is 10.18 and EV to EBITDA is 8.76 suggesting company is undervalued.
   Price to Book Ratio is 0.479 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 10.21 10.10 5.17 %
Price to Book 0.480 1.12 -10.32 % 1.12
Price to Sales 2.68 2.41 -30.45 %
Enterprise Value to EBITDA Multiple 8.78 -410.37 -5800.11 %


CTBI - Profitability Highlights

Profitability Analysis

   Earning Yield of 9.83 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   During the past twelve months, the company has given a strong Net Margin of 26.29%
   All key Trailing Twelve Months Margin growing by 15 %
   Reasonable Dividend Yield of 4.18 %
   Good Return On Capital Employed of 10.17
   Good Return on Equity of 11.45% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 11.45 11.11 -14.73 % 2.64
Return On Asset 1.37 1.35 -11.09 % 0.319
Net Profit Margin 26.29 23.83 -33.87 % 20.64
Operating Profit Margin 60.57 30.87 -45.95 % 90.47
EBITDA Margin 39.66 -0.759 -101.23 % 26.35


Highlights
Market Cap793508 K
Enterprise Value1024.50 M
Price/Book TTM0.480
Outstanding Share18026.10 K
Float/ Outstanding Share84.42%
Dividend Yield4.18 %
Share Holding
Guru Numbers
Price/Graham No0.713
Peter Lynch Ratio-0.478
Piotroski F Score6.00
Altman Z Score0.264
Sloan Ratio-0.0013
Peter Lynch Fair Value0


CTBI - Growth Highlights

Growth Analysis

   Short term positive trend in total sale and net profit
   STRONG JUMP IN NET SALE : YoY growth
   Annual sales of the company is increased for three years in a row
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
   Tsr Growth Index - Poor Score of 29.39
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 294290 K 44.18 % 3.66 %
Gross Profit 294290 K 44.18 % 3.66 %
EBITDA 116730 K 101.77 % 3741.07 %
Net Profit 77370.00 K 4.66 % 0.107 %
EPS 4.31 4.92 % NA


CTBI - Stability Highlights

Stability Analysis

   Tsr Stability Index - Poor Score of 23.44
   Altman Z Score of 0.263 suggest high risk
   Interest Coverage of -0.082
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.413 -6.10 % 0.423
Cash Ratio 0.0396 -99.99 %
Quick Ratio 0.095 -99.98 % 0.090
Shareholders Equity 12.17 4.26 %
Debt to EBITDA -116.72 -6035.09 %


Historical Valuation Ratios of Community TR Bancorp Inc.

Historical Valuation Ratios
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Historical Profitability Ratios of Community TR Bancorp Inc.

Historical Profitability Ratios
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Historical Efficiency Ratios of Community TR Bancorp Inc.

Historical Efficiency Ratios
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Historical Solvency Ratios of Community TR Bancorp Inc.

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)