Fundamental Analysis of Community Bank Syst Inc. - Growth / Value Index
CBU - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.241
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 15.23 | 17.18 | 22.06 % | |
| Price to Book | 1.60 | 1.52 | -10.84 % | 1.58 |
| Price to Sales | 3.55 | 3.98 | 2.12 % | |
| Enterprise Value to EBITDA Multiple | 27.82 | 13.52 | 5.27 % |
CBU - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Earning Yield of 6.69 %
Excellent Net Margin for last 3 years
Company Earning excess return
All key Trailing Twelve Months Margin growing by 15 %
Reasonable Dividend Yield of 3.81 %
Good Return on Equity of 10.51% is achieved by the company
Good Net Margin of 23.32% is achieved by the company
Tsr Profitability Index - Poor Score of 34.38
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 10.51 | 8.85 | -26.95 % | 2.47 |
| Return On Asset | 1.11 | 0.969 | -18.40 % | 0.258 |
| Net Profit Margin | 23.32 | 23.16 | -16.34 % | 23.88 |
| Operating Profit Margin | 31.57 | -2.00 | -105.64 % | 33.18 |
| EBITDA Margin | 16.93 | 39.70 | -3.21 % | -2.18 |
Highlights
| Market Cap | 2563.10 M |
| Enterprise Value | 3466.26 M |
| Price/Book TTM | 1.60 |
| Outstanding Share | 52771.20 K |
| Float/ Outstanding Share | 98.70% |
| Dividend Yield | 3.73 % |
Share Holding
Guru Numbers
| Price/Graham No | 1.01 |
| Peter Lynch Ratio | -1.18 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 0.309 |
| Sloan Ratio | -0.0067 |
| Peter Lynch Fair Value | 0 |
CBU - Growth Highlights
Growth Analysis
Tsr Growth Index - Very Poor Score of 17.66
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 735805 K | 4.20 % | 20.05 % |
| Gross Profit | 735805 K | 11.29 % | 20.05 % |
| EBITDA | 124577 K | 7.28 % | 204.69 % |
| Net Profit | 171580 K | 19.85 % | 6.75 % |
| EPS | 3.19 | 18.07 % | NA |
CBU - Stability Highlights
Stability Analysis
Altman Z Score of 0.307 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.418 | -43.11 % | 0.412 |
| Cash Ratio | -0.0484 | -100.00 % | |
| Quick Ratio | 0.0138 | -100.00 % | 4.37 |
| Shareholders Equity | 10.95 | 11.70 % | |
| Debt to EBITDA | 2.76 | -32.68 % |
Historical Valuation Ratios of Community Bank Syst Inc.
Historical Valuation Ratios
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Historical Profitability Ratios of Community Bank Syst Inc.
Historical Profitability Ratios
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Historical Efficiency Ratios of Community Bank Syst Inc.
Historical Efficiency Ratios
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Historical Solvency Ratios of Community Bank Syst Inc.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)