Fundamental Analysis of Carver Bancorp Inc - Growth / Value Index
CARV - Valuation Highlights
Valuation Analysis
Price to Book Ratio is 0.058 indicating that it is undervalued.
Tsr Value Index - Very Poor Score of 18.75
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | -1.53 | -1.84 | 75.79 % | |
| Price to Book | 0.057 | 0.180 | 53.21 % | 0.284 |
| Price to Sales | 0.289 | 0.293 | 26.33 % | |
| Enterprise Value to EBITDA Multiple | -24.76 | 120.68 | 966.04 % |
CARV - Profitability Highlights
Profitability Analysis
Gives Dividend Yield of 17.86 %
Steady Growth in EPS for last four quarters
Tsr Profitability Index - Very Poor Score of 15.62
Piotroski F Score - Very Poor Value of 1.0
Negative Net profit for last two years
In the last three years, the company has given poor Net Margin
In the last three years, the company has given poor Returns on Equity
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | -14.32 | -9.73 | -532.92 % | 0.0351 |
| Return On Asset | -0.841 | -6.96 | -5941.18 % | 0.0019 |
| Net Profit Margin | -18.83 | -15.89 | -421.85 % | 0.156 |
| Operating Profit Margin | -8.59 | 1.84 | -67.00 % | 0.198 |
| EBITDA Margin | -7.75 | 1.84 | -80.15 % | 0.198 |
Highlights
| Market Cap | 9422.80 K |
| Enterprise Value | 62852.80 K |
| Price/Book TTM | 0.057 |
| Outstanding Share | 4985.61 K |
| Float/ Outstanding Share | 84.79% |
| Dividend Yield | 17.86 % |
Share Holding
Guru Numbers
| Price/Graham No | 0 |
| Peter Lynch Ratio | 0 |
| Piotroski F Score | 1.00 |
| Altman Z Score | -0.337 |
| Sloan Ratio | 0.097 |
| Peter Lynch Fair Value | 0 |
CARV - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
YoY Net Margin Jump by 421.85%
Quarterly sales in last 5 years is trending up
Tsr Growth Index - Poor Score of 22.71
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 32756.00 K | 0.431 % | 19.95 % |
| Gross Profit | 31622.00 K | 0.431 % | 5.79 % |
| EBITDA | -2538.00 K | 80.24 % | 101.20 % |
| Net Profit | -6167.00 K | 419.60 % | 100.95 % |
| EPS | -1.23 | 313.10 % | NA |
CARV - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 23.44
Altman Z Score of -0.334 suggest high risk
Company is unable to generate enough free cash to support the business.
Interest Coverage of -0.070
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 1.20 | 254.34 % | 1.11 |
| Cash Ratio | 0.453 | -99.82 % | |
| Quick Ratio | 31.93 | -97.75 % | 0.643 |
| Shareholders Equity | 71.51 | 854.49 % | |
| Debt to EBITDA | 106.07 | 1372.16 % |
Historical Valuation Ratios of Carver Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Carver Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Carver Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Carver Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)