Fundamental Analysis of Sierra Bancorp - Growth / Value Index


BSRR - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Good Score of 76.56
   Undervalued - Price to Intrinsic Value of 0.190
   Price to Book Ratio is 0.118 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 9.06 9.07 -7.42 %
Price to Book 0.114 0.102 -90.62 % 0.196
Price to Sales 1.80 2.41 -4.89 %
Enterprise Value to EBITDA Multiple 17.07 11.78 33.56 %


BSRR - Profitability Highlights

Profitability Analysis

   Earning Yield of 10.68 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Reasonable Dividend Yield of 4.17 %
   EBITDA is continuously increasing for last 3 Years
   Good Return on Equity of 11.01% is achieved by the company
   Good Net Margin of 19.90% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 11.01 10.55 -4.85 % 2.70
Return On Asset 0.959 0.956 2.52 % 0.263
Net Profit Margin 19.90 26.58 2.73 % 20.39
Operating Profit Margin 68.18 131.53 280.96 % 81.85
EBITDA Margin 31.43 60.63 24.86 % 33.25


Highlights
Market Cap320229 K
Enterprise Value955041 K
Price/Book TTM0.114
Outstanding Share14595.70 K
Float/ Outstanding Share87.35%
Dividend Yield4.19 %
Share Holding
Guru Numbers
Price/Graham No0.202
Peter Lynch Ratio0.889
Piotroski F Score6.00
Altman Z Score0.550
Sloan Ratio-0.0036
Peter Lynch Fair Value21.65


BSRR - Growth Highlights

Growth Analysis

   Annual sales of the company is increased for three years in a row
   Steady increase in Total Assets for last 3 Years
   Tsr Growth Index - Poor Score of 29.39
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 178013 K 3.15 % 29.60 %
Gross Profit 178013 K 59.91 % 29.60 %
EBITDA 55947.00 K 28.79 % 8.77 %
Net Profit 35424.00 K 5.97 % 48.33 %
EPS 2.42 8.02 % NA


BSRR - Stability Highlights

Stability Analysis

   Tsr Stability Index - Poor Score of 20.31
   Altman Z Score of 0.561 suggest high risk
   Company has high debt burden
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 1.65 64.00 % 0.831
Cash Ratio -0.0462 -101.00 %
Quick Ratio 0.0120 -99.49 % 0.0373
Shareholders Equity 9.06 7.75 %
Debt to EBITDA 6.84 41.81 %


Historical Valuation Ratios of Sierra Bancorp

Historical Valuation Ratios
Loading ...

Historical Profitability Ratios of Sierra Bancorp

Historical Profitability Ratios
Loading ...

Historical Efficiency Ratios of Sierra Bancorp

Historical Efficiency Ratios
Loading ...

Historical Solvency Ratios of Sierra Bancorp

Historical Solvency Ratios
Loading ...


Note : All Data Generated at the End of Trading Hours (EOD Data)