Fundamental Analysis of Bayfirst Financial Corp - Growth / Value Index
BAFN - Valuation Highlights
Valuation Analysis
Tsr Value Index - Excellent Score of 93.75
Undervalued - Price to Intrinsic Value of 0.369
Price to Earning Ratio is 8.92 and EV to EBITDA is 4.36 suggesting company is undervalued.
Price to Book Ratio is 0.541 indicating that it is undervalued.
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 8.70 | 10.65 | 107.31 % | |
| Price to Book | 0.528 | 0.603 | 9.02 % | 0.490 |
| Price to Sales | 0.504 | 0.592 | -32.61 % | |
| Enterprise Value to EBITDA Multiple | 4.30 | -439.43 | -21479.18 % |
BAFN - Profitability Highlights
Profitability Analysis
Earning Yield of 11.21 %
Net profit has jumped from negative to positive
Tsr Profitability Index - Poor Score of 30.00
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 6.07 | 5.66 | 1590.67 % | 0.819 |
| Return On Asset | 0.521 | 0.510 | 1472.36 % | 0.072 |
| Net Profit Margin | 5.79 | 5.56 | 1021.45 % | 2.73 |
| Operating Profit Margin | 5.90 | -0.208 | -102.19 % | 4.85 |
| EBITDA Margin | 19.56 | -0.208 | -101.23 % | -2.21 |
Highlights
| Market Cap | 51060.58 K |
| Enterprise Value | 83953.58 K |
| Price/Book TTM | 0.528 |
| Outstanding Share | 4134.46 K |
| Float/ Outstanding Share | 85.10% |
| Dividend Yield | 2.60 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.483 |
| Peter Lynch Ratio | 0 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 0.158 |
| Sloan Ratio | -0.428 |
| Peter Lynch Fair Value | 0 |
BAFN - Growth Highlights
Growth Analysis
STRONG JUMP IN NET SALE : YoY growth
Quarterly sales in last 5 years is trending up
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 99913.00 K | 77.31 % | 4.51 % |
| Gross Profit | 99913.00 K | 77.31 % | 4.51 % |
| EBITDA | 19546.00 K | 102.18 % | 11016.67 % |
| Net Profit | 5787.00 K | 1733.81 % | 50.21 % |
| EPS | 1.42 | 1467.33 % | NA |
BAFN - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 32.81
Altman Z Score of 0.158 suggest high risk
Interest Coverage of -0.251
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.286 | -34.68 % | 0.384 |
| Cash Ratio | -0.0431 | -100.24 % | |
| Quick Ratio | 0.769 | 0 % | 1.34 |
| Shareholders Equity | 9.01 | -7.94 % | |
| Debt to EBITDA | -135.18 | -3386.30 % |
Historical Valuation Ratios of Bayfirst Financial Corp
Historical Valuation Ratios
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Historical Profitability Ratios of Bayfirst Financial Corp
Historical Profitability Ratios
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Historical Efficiency Ratios of Bayfirst Financial Corp
Historical Efficiency Ratios
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Historical Solvency Ratios of Bayfirst Financial Corp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)