Fundamental Analysis of X Financial - Growth / Value Index
XYF - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 68.75
Price to Earning Ratio is 0.389 and EV to EBITDA is -0.325 suggesting company is undervalued.
Price to Book Ratio is 0.076 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 0.397 | 0.151 | -89.39 % | |
| Price to Book | 0.078 | 0.0329 | -86.49 % | 0.0333 |
| Price to Sales | 0.161 | 0.098 | -86.96 % | |
| Enterprise Value to EBITDA Multiple | -0.322 | -0.344 | 75.59 % |
XYF - Profitability Highlights
Profitability Analysis
Earning Yield of 257.29 %
Excellent Net Margin for last 3 years
Company Earning excess return
During the past twelve months, the company has given a strong Net Margin of 40.54%
All key Trailing Twelve Months Margin growing by 15 %
Piotroski F Score - Stable Value of 5.0
Reasonable Dividend Yield of 4.47 %
Annual Net Profit in last 3 years is trending up
EBITDA is continuously increasing for last 3 Years
Steady ROA in range of 8 to 12 for last 3 years
Good Return On Capital Employed of 19.84
Good Return on Equity of 19.61% is achieved by the company
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 19.61 | 21.76 | 27.39 % | 3.23 |
| Return On Asset | 10.07 | 10.92 | 18.88 % | 1.62 |
| Net Profit Margin | 40.54 | 64.92 | 22.92 % | 48.10 |
| Operating Profit Margin | 53.29 | 76.77 | -1.76 % | 71.25 |
| EBITDA Margin | 50.18 | 64.92 | 22.92 % | 71.68 |
Highlights
| Market Cap | 195274 K |
| Enterprise Value | -435077.78 K |
| Price/Book TTM | 0.078 |
| Outstanding Share | 49188.70 K |
| Float/ Outstanding Share | 286.66% |
| Dividend Yield | 4.36 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.0241 |
| Peter Lynch Ratio | 2122.86 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 0.871 |
| Sloan Ratio | 0.0393 |
| Peter Lynch Fair Value | 0 |
XYF - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 2692.29 M | 27.49 % | 67.06 % |
| Gross Profit | 983085 K | 11.61 % | 236.57 % |
| EBITDA | 1350.89 M | 56.71 % | 0 % |
| Net Profit | 1091.42 M | 56.71 % | 0.0000 % |
| EPS | 10.00 | 842.83 % | NA |
XYF - Stability Highlights
Stability Analysis
Tsr Stability Index - Good Score of 78.57
Altman Z Score of 0.870 suggest high risk
Interest Coverage of 0
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.097 | 554.19 % | 0.097 |
| Cash Ratio | 0.578 | -98.29 % | |
| Quick Ratio | 4.98 | -96.40 % | 4.98 |
| Shareholders Equity | 50.19 | -6.68 % | |
| Debt to EBITDA | 0.444 | 413.53 % |
Historical Valuation Ratios of X Financial
Historical Valuation Ratios
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Historical Profitability Ratios of X Financial
Historical Profitability Ratios
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Historical Efficiency Ratios of X Financial
Historical Efficiency Ratios
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Historical Solvency Ratios of X Financial
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)