Fundamental Analysis of Westamerica Bancorp - Growth / Value Index
WABC - Valuation Highlights
Valuation Analysis
Tsr Value Index - Excellent Score of 85.94
Undervalued - Price to Intrinsic Value of 0.0211
Price to Earning Ratio is 8.33 and EV to EBITDA is 7.81 suggesting company is undervalued.
Price to Book Ratio is 0.707 indicating that it is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 8.51 | 8.32 | -25.22 % | |
| Price to Book | 0.722 | 1.74 | -22.83 % | 1.70 |
| Price to Sales | 4.14 | 4.17 | -18.61 % | |
| Enterprise Value to EBITDA Multiple | 8.00 | 6.90 | 13.18 % |
WABC - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 8.0
Earning Yield of 12.00 %
Excellent Net Margin for last 3 years
During the past twelve months, the company has given a strong Return On Equity of 22.48%
During the past twelve months, the company has given a strong Net Margin of 48.61%
All key Trailing Twelve Months Margin growing by 15 %
Reasonable Dividend Yield of 3.52 %
Annual Net Profit in last 3 years is trending up
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 22.48 | 20.91 | 3.19 % | 4.60 |
| Return On Asset | 2.41 | 2.54 | 44.65 % | 0.563 |
| Net Profit Margin | 48.61 | 50.13 | 8.83 % | 46.19 |
| Operating Profit Margin | 72.99 | 70.41 | -51.84 % | 64.54 |
| EBITDA Margin | 46.70 | 54.55 | -21.48 % | -1.83 |
Highlights
| Market Cap | 1343.79 M |
| Enterprise Value | 1211.64 M |
| Price/Book TTM | 0.722 |
| Outstanding Share | 26678.40 K |
| Float/ Outstanding Share | 95.29% |
| Dividend Yield | 3.53 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.811 |
| Peter Lynch Ratio | 3.96 |
| Piotroski F Score | 8.00 |
| Altman Z Score | 0.392 |
| Sloan Ratio | -0.0073 |
| Peter Lynch Fair Value | 49.89 |
WABC - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Company's Total Assets is Decreasing for last 3 years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 324465 K | 21.71 % | 3.90 % |
| Gross Profit | 321164 K | 23.62 % | 7.93 % |
| EBITDA | 151536 K | 4.43 % | 102.62 % |
| Net Profit | 157734 K | 32.46 % | 7.73 % |
| EPS | 5.92 | 33.72 % | NA |
WABC - Stability Highlights
Stability Analysis
Tsr Stability Index - Good Score of 70.31
Debt to equity ratio has decreased and is lowest in last three years
Altman Z Score of 0.389 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.075 | -21.60 % | 0.569 |
| Cash Ratio | 0.071 | -99.74 % | |
| Quick Ratio | 0.163 | -99.71 % | 0.241 |
| Shareholders Equity | 12.14 | 40.18 % | |
| Debt to EBITDA | 0.331 | 5.31 % |
Historical Valuation Ratios of Westamerica Bancorp
Historical Valuation Ratios
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Historical Profitability Ratios of Westamerica Bancorp
Historical Profitability Ratios
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Historical Efficiency Ratios of Westamerica Bancorp
Historical Efficiency Ratios
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Historical Solvency Ratios of Westamerica Bancorp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)