Fundamental Analysis of UMB Financial Corporation - Growth / Value Index
UMBF - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 70.31
Undervalued - Price to Intrinsic Value of 0.210
Price to Earning Ratio is 11.41 and EV to EBITDA is 5.16 suggesting company is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 10.92 | 10.55 | 13.37 % | |
| Price to Book | 1.37 | 1.29 | -99.53 % | 1.28 |
| Price to Sales | 2.21 | 3.01 | -14.86 % | |
| Enterprise Value to EBITDA Multiple | 4.84 | 2.23 | -74.64 % |
UMBF - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 9.0
Earning Yield of 8.76 %
Excellent Net Margin for last 3 years
Excellent QoQ /QoQ FY EPS growth
All key Trailing Twelve Months Margin growing by 15 %
EBITDA is continuously increasing for last 3 Years
Steady Growth in EPS for last four quarters
Good Return on Equity of 12.51% is achieved by the company
Good Net Margin of 20.27% is achieved by the company
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 12.51 | 12.23 | -99.92 % | 3.50 |
| Return On Asset | 0.865 | 0.862 | -99.93 % | 0.243 |
| Net Profit Margin | 20.27 | 28.50 | -24.90 % | 16.23 |
| Operating Profit Margin | 29.01 | 38.11 | -18.51 % | 22.85 |
| EBITDA Margin | 30.92 | 91.09 | 37.11 % | -3.14 |
Highlights
| Market Cap | 4018.49 M |
| Enterprise Value | 2714.38 M |
| Price/Book TTM | 1.37 |
| Outstanding Share | 48744.40 K |
| Float/ Outstanding Share | 92.70% |
| Dividend Yield | 1.93 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.792 |
| Peter Lynch Ratio | -1.08 |
| Piotroski F Score | 9.00 |
| Altman Z Score | 0.269 |
| Sloan Ratio | -0.0035 |
| Peter Lynch Fair Value | 188.62 |
UMBF - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Poor Score of 26.72
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 1814.93 M | 16.99 % | 102.88 % |
| Gross Profit | 2116.95 M | 66.46 % | 6.67 % |
| EBITDA | 561118 K | 60.41 % | 106.08 % |
| Net Profit | 367845 K | 12.14 % | 55.46 % |
| EPS | 7.55 | 11.79 % | NA |
UMBF - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 28.12
Altman Z Score of 0.271 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 1.39 | -99.86 % | 1.40 |
| Cash Ratio | 0.0272 | 212842 % | |
| Quick Ratio | 0.429 | 4009713 % | 0.480 |
| Shareholders Equity | 7.04 | -7.72 % | |
| Debt to EBITDA | 3.55 | 2.55 % |
Historical Valuation Ratios of UMB Financial Corporation
Historical Valuation Ratios
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Historical Profitability Ratios of UMB Financial Corporation
Historical Profitability Ratios
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Historical Efficiency Ratios of UMB Financial Corporation
Historical Efficiency Ratios
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Historical Solvency Ratios of UMB Financial Corporation
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)