Fundamental Analysis of Towne Bank - Growth / Value Index


TOWN - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Good Score of 65.62
   Undervalued - Price to Intrinsic Value of 0.456
   Price to Earning Ratio is 13.35 and EV to EBITDA is 13.91 suggesting company is undervalued.
   Price to Book Ratio is 0.259 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 14.79 12.94 -92.58 %
Price to Book 0.287 1.08 -96.53 % 1.08
Price to Sales 2.94 3.11 -33.01 %
Enterprise Value to EBITDA Multiple 14.64 9.38 -82.02 %


TOWN - Profitability Highlights

Profitability Analysis

   Piotroski F Score - Good Value of 7.0
   Earning Yield of 7.49 %
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Reasonable Dividend Yield of 3.67 %
   EBITDA is continuously increasing for last 3 Years
   Good Net Margin of 19.92% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 7.50 8.41 -55.21 % 1.69
Return On Asset 0.890 1.02 -38.49 % 0.205
Net Profit Margin 19.92 24.06 802.95 % 20.76
Operating Profit Margin 20.08 -0.199 -101.66 % 27.31
EBITDA Margin 33.64 55.89 401.56 % 76.06


Highlights
Market Cap2194.61 M
Enterprise Value3712.13 M
Price/Book TTM0.287
Outstanding Share73992.40 K
Float/ Outstanding Share91.99%
Dividend Yield3.42 %
Share Holding
Guru Numbers
Price/Graham No0.843
Peter Lynch Ratio84.40
Piotroski F Score7.00
Altman Z Score0.280
Sloan Ratio-0.0015
Peter Lynch Fair Value15.08


TOWN - Growth Highlights

Growth Analysis

   STRONG JUMP IN NET SALE : YoY growth
   YoY Net Margin Jump by 802.95%
   Annual sales of the company is increased for three years in a row
   Steady increase in Total Assets for last 3 Years
   Tsr Growth Index - Poor Score of 28.05
   Quarterly sales in last 5 Quarter is trending down
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 753474 K 54.04 % 27.95 %
Gross Profit 836112 K 103.33 % 7.67 %
EBITDA 253484 K 672.61 % 3363.38 %
Net Profit 150069 K 1290.91 % 20.42 %
EPS 2.01 1247.93 % NA


TOWN - Stability Highlights

Stability Analysis

   Debt to equity ratio has decreased and is lowest in last five years
   Altman Z Score of 0.272 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.241 -97.36 % 0.146
Cash Ratio -0.092 -110.56 %
Quick Ratio 0 0 % 0.272
Shareholders Equity 12.12 37.33 %
Debt to EBITDA 1.24 -89.39 %


Historical Valuation Ratios of Towne Bank

Historical Valuation Ratios
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Historical Profitability Ratios of Towne Bank

Historical Profitability Ratios
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Historical Efficiency Ratios of Towne Bank

Historical Efficiency Ratios
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Historical Solvency Ratios of Towne Bank

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)