Fundamental Analysis of SmartFinancial Inc - Growth / Value Index
SMBK - Valuation Highlights
Valuation Analysis
Tsr Value Index - Excellent Score of 85.94
Undervalued - Price to Intrinsic Value of 0.349
Price to Earning Ratio is 13.78 and EV to EBITDA is 4.37 suggesting company is undervalued.
Price to Book Ratio is 0.481 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 13.49 | 16.17 | -2.69 % | |
| Price to Book | 0.471 | 1.19 | -7.05 % | 2.31 |
| Price to Sales | 2.71 | 2.33 | -37.48 % | |
| Enterprise Value to EBITDA Multiple | 4.26 | 3.11 | -34.82 % |
SMBK - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 9.0
Earning Yield of 7.26 %
EBITDA is continuously increasing for last 3 Years
Steady Growth in EPS for last four quarters
Good Net Margin of 20.07% is achieved by the company
Tsr Profitability Index - Poor Score of 33.93
Very Low Dividend Yield of 0.900 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 0.746 | 7.36 | -4.46 % | 0 |
| Return On Asset | 0.662 | 0.685 | -6.57 % | 0 |
| Net Profit Margin | 20.07 | 14.39 | -35.76 % | 0 |
| Operating Profit Margin | -29.43 | 99.47 | 333.98 % | 0 |
| EBITDA Margin | 77.49 | 67.95 | -11.02 % | 0 |
Highlights
| Market Cap | 589509 K |
| Enterprise Value | 536685 K |
| Price/Book TTM | 0.471 |
| Outstanding Share | 17028.00 K |
| Float/ Outstanding Share | 84.61% |
| Dividend Yield | 0.900 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.844 |
| Peter Lynch Ratio | 0.205 |
| Piotroski F Score | 9.00 |
| Altman Z Score | 0.275 |
| Sloan Ratio | 0.077 |
| Peter Lynch Fair Value | 57.27 |
SMBK - Growth Highlights
Growth Analysis
STRONG JUMP IN NET SALE : YoY growth
Annual sales of the company is increased for three years in a row
Steady increase in Total Assets for last 3 Years
Quarterly sales in last 5 Quarter is trending down
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 162430 K | 58.89 % | 100.00 % |
| Gross Profit | 139499 K | 64.77 % | 100.00 % |
| EBITDA | 125873 K | 41.38 % | 100.00 % |
| Net Profit | 32600.00 K | 2.07 % | 100.00 % |
| EPS | 2.57 | 2.76 % | NA |
SMBK - Stability Highlights
Stability Analysis
Debt to equity ratio has decreased and is lowest in last five years
Cash ratio of 144.71
Altman Z Score of 0.277 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.089 | -18.39 % | 0.0083 |
| Cash Ratio | 144.71 | 146.32 % | |
| Quick Ratio | 0 | 0 % | 0.118 |
| Shareholders Equity | 9.31 | -2.20 % | |
| Debt to EBITDA | 0.256 | -38.33 % |
Historical Valuation Ratios of SmartFinancial Inc
Historical Valuation Ratios
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Historical Profitability Ratios of SmartFinancial Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of SmartFinancial Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of SmartFinancial Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)