Fundamental Analysis of SmartFinancial Inc - Growth / Value Index


SMBK - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 85.94
   Undervalued - Price to Intrinsic Value of 0.305
   Price to Earning Ratio is 14.54 and EV to EBITDA is 3.57 suggesting company is undervalued.
   Price to Book Ratio is 0.721 indicating that it is undervalued.
   Book Value in last 3 years is trending up
   Book value is negative
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 14.37 18.35 -2.69 %
Price to Book 0.713 1.35 -7.05 % -33.03
Price to Sales 2.81 2.64 -37.48 %
Enterprise Value to EBITDA Multiple 3.52 3.58 -34.21 %


SMBK - Profitability Highlights

Profitability Analysis

   Piotroski F Score - Excellent Value of 9.0
   Earning Yield of 6.88 %
   Excellent QoQ /QoQ FY EPS growth
   Company's Net Profit is increasing for last 5 Quarters
   Company's Profit Before Tax is increasing for last 5 Quarters
   EBITDA is continuously increasing for last 3 Years
   Steady Growth in EPS for last four quarters
   Good Net Margin of 19.53% is achieved by the company
   Very Low Dividend Yield of 0.860 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 1.06 7.36 -4.46 % 0.243
Return On Asset 0.939 0.685 -6.57 % 0.262
Net Profit Margin 19.53 14.39 -35.76 % 18.37
Operating Profit Margin -13.01 99.47 333.98 % 22.77
EBITDA Margin 73.83 67.95 -11.02 % 65.84


Highlights
Market Cap669030 K
Enterprise Value616206 K
Price/Book TTM0.713
Outstanding Share17028.00 K
Float/ Outstanding Share84.62%
Dividend Yield0.830 %
Share Holding
Guru Numbers
Price/Graham No0.928
Peter Lynch Ratio0.193
Piotroski F Score9.00
Altman Z Score0.285
Sloan Ratio0.077
Peter Lynch Fair Value61.01


SMBK - Growth Highlights

Growth Analysis

   STRONG JUMP IN NET SALE : YoY growth
   Annual sales of the company is increased for three years in a row
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 236948 K 58.89 % 51.33 %
Gross Profit 186384 K 64.77 % 0.117 %
EBITDA 174932 K 41.38 % 12.70 %
Net Profit 46286.00 K 2.07 % 16.92 %
EPS 2.73 2.76 % NA


SMBK - Stability Highlights

Stability Analysis

   Debt to equity ratio has decreased and is lowest in last five years
   Cash ratio of 144.71
   Altman Z Score of 0.286 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.089 -18.39 % 0.0248
Cash Ratio 144.71 146.32 %
Quick Ratio 0 0 % 0.113
Shareholders Equity 9.31 -2.20 %
Debt to EBITDA 0.256 -38.33 %


Historical Valuation Ratios of SmartFinancial Inc

Historical Valuation Ratios
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Historical Profitability Ratios of SmartFinancial Inc

Historical Profitability Ratios
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Historical Efficiency Ratios of SmartFinancial Inc

Historical Efficiency Ratios
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Historical Solvency Ratios of SmartFinancial Inc

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)