Fundamental Analysis of Regional Management Corp - Growth / Value Index
RM - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 78.12
Undervalued - Price to Intrinsic Value of 0.060
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 12.81 | 18.03 | 189.32 % | |
| Price to Book | 0.855 | 0.893 | -13.68 % | 0.869 |
| Price to Sales | 0.546 | 0.522 | -22.69 % | |
| Enterprise Value to EBITDA Multiple | 10.53 | 5.81 | -61.59 % |
RM - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 9.0
Reasonable Dividend Yield of 4.55 %
EBITDA is continuously increasing for last 3 Years
Tsr Profitability Index - Poor Score of 20.62
Low Earning Yield of 5.88 %
EPS decline for last four quarters
Negative Net Margin MRQ
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 6.90 | 4.95 | -70.17 % | 4.52 |
| Return On Asset | 1.29 | 0.889 | -70.05 % | 0.866 |
| Net Profit Margin | 4.26 | 2.89 | -73.28 % | 10.54 |
| Operating Profit Margin | 56.09 | 55.91 | 153.70 % | 58.11 |
| EBITDA Margin | 28.16 | 48.51 | 104.42 % | 28.48 |
Highlights
| Market Cap | 296886 K |
| Enterprise Value | 1563.45 M |
| Price/Book TTM | 0.855 |
| Outstanding Share | 9896.20 K |
| Float/ Outstanding Share | 71.55% |
| Dividend Yield | 4.01 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.713 |
| Peter Lynch Ratio | -5.10 |
| Piotroski F Score | 9.00 |
| Altman Z Score | 1.17 |
| Sloan Ratio | -0.130 |
| Peter Lynch Fair Value | 58.18 |
RM - Growth Highlights
Growth Analysis
Tremendous increasing trend in total sale last 3 year
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Poor Score of 29.39
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 527158 K | 16.58 % | 1.87 % |
| Gross Profit | 461514 K | 70.95 % | 27.44 % |
| EBITDA | 148457 K | 138.32 % | 248.86 % |
| Net Profit | 22474.00 K | 68.85 % | 300.75 % |
| EPS | 2.34 | 65.44 % | NA |
RM - Stability Highlights
Stability Analysis
Company financial liquidity has improved
Tsr Stability Index - Very Poor Score of 17.19
Altman Z Score of 1.16 suggest high risk
Company has high debt burden
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 4.33 | -3.35 % | 4.03 |
| Cash Ratio | 0.525 | 52.49 % | |
| Quick Ratio | 0 | 0 % | 54.90 |
| Shareholders Equity | 17.96 | 0.373 % | |
| Debt to EBITDA | 5.22 | -57.66 % |
Historical Valuation Ratios of Regional Management Corp
Historical Valuation Ratios
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Historical Profitability Ratios of Regional Management Corp
Historical Profitability Ratios
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Historical Efficiency Ratios of Regional Management Corp
Historical Efficiency Ratios
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Historical Solvency Ratios of Regional Management Corp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)