Fundamental Analysis of Penns Woods Bancorp Inc - Growth / Value Index
PWOD - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.166
Book Value in last 3 years is trending up
Tsr Value Index - Very Poor Score of 10.94
Price to Book Ratio of 200.69 suggesting that it is very expensive
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 2339.12 | 8.94 | 12.65 % | |
| Price to Book | 202.98 | 0.727 | -11.93 % | 759.73 |
| Price to Sales | 433.73 | 2.15 | 3.25 % | |
| Enterprise Value to EBITDA Multiple | 24.49 | 11.98 | 0.534 % |
PWOD - Profitability Highlights
Profitability Analysis
Gives Dividend Yield of 6.70 %
Excellent Net Margin for last 3 years
All key Trailing Twelve Months Margin growing by 15 %
Piotroski F Score - Stable Value of 5.0
EBITDA is continuously increasing for last 3 Years
Good Net Margin of 18.54% is achieved by the company
Tsr Profitability Index - Poor Score of 25.62
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 8.68 | 8.12 | -21.82 % | 1.97 |
| Return On Asset | 0.730 | 0.706 | -19.13 % | 0.172 |
| Net Profit Margin | 18.54 | 24.02 | -8.34 % | 14.52 |
| Operating Profit Margin | 23.43 | -3.73 | -111.50 % | 16.95 |
| EBITDA Margin | 27.25 | 72.04 | 61.14 % | 16.95 |
Highlights
| Market Cap | 147271 K |
| Enterprise Value | 567166 K |
| Price/Book TTM | 202.98 |
| Outstanding Share | 7525.37 K |
| Float/ Outstanding Share | 94.62% |
| Dividend Yield | 6.57 % |
Share Holding
Guru Numbers
| Price/Graham No | 8.69 |
| Peter Lynch Ratio | -0.0048 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 0.206 |
| Sloan Ratio | -0.0018 |
| Peter Lynch Fair Value | 0.070 |
PWOD - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Very Poor Score of 5.05
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 84983.00 K | 2.55 % | 6.78 % |
| Gross Profit | 84983.00 K | 50.35 % | 6.78 % |
| EBITDA | 23161.00 K | 57.04 % | 1517.09 % |
| Net Profit | 15758.00 K | 10.68 % | 31.45 % |
| EPS | 0.0084 | 11.23 % | NA |
PWOD - Stability Highlights
Stability Analysis
Tsr Stability Index - Very Poor Score of 15.62
Altman Z Score of 0.206 suggest high risk
Company has high debt burden
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 2.04 | 33.59 % | 0.575 |
| Cash Ratio | -0.0255 | -101.70 % | |
| Quick Ratio | 0.0269 | -98.27 % | 4.16 |
| Shareholders Equity | 8.69 | 3.44 % | |
| Debt to EBITDA | 8.37 | -2.81 % |
Historical Valuation Ratios of Penns Woods Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Penns Woods Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Penns Woods Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Penns Woods Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)