Fundamental Analysis of Premier Financial Corp - Growth / Value Index


PFC - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Good Score of 78.12
   Undervalued - Price to Intrinsic Value of 0.097
   Price to Book Ratio is 0.141 indicating that it is undervalued.
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 6.87 6.86 -11.50 %
Price to Book 0.143 0.781 -12.44 % 0.112
Price to Sales 2.21 1.79 -37.29 %
Enterprise Value to EBITDA Multiple 15.84 324.06 3291.71 %


PFC - Profitability Highlights

Profitability Analysis

   Gives Dividend Yield of 5.84 %
   Earning Yield of 14.74 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   During the past twelve months, the company has given a strong Net Margin of 32.19%
   All key Trailing Twelve Months Margin growing by 15 %
   Good Return on Equity of 11.75% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
   EPS decline for last four quarters
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 11.75 11.39 -1.06 % 1.83
Return On Asset 1.29 1.29 6.59 % 0.206
Net Profit Margin 32.19 26.07 -29.14 % 28.81
Operating Profit Margin 41.72 -1.25 -102.75 % 38.79
EBITDA Margin 27.34 1.08 -98.26 % -2.67


Highlights
Market Cap762819 K
Enterprise Value1492.65 M
Price/Book TTM0.143
Outstanding Share35813.10 K
Float/ Outstanding Share97.68%
Dividend Yield5.83 %
Share Holding
Guru Numbers
Price/Graham No0.488
Peter Lynch Ratio1.90
Piotroski F Score6.00
Altman Z Score0.200
Sloan Ratio0.0006
Peter Lynch Fair Value0


PFC - Growth Highlights

Growth Analysis

   STRONG JUMP IN NET SALE : YoY growth
   Annual sales of the company is increased for three years in a row
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 344682 K 53.45 % 42.88 %
Gross Profit 344682 K 51.26 % 42.88 %
EBITDA 94228.00 K 97.33 % 259.44 %
Net Profit 110937 K 8.74 % 11.37 %
EPS 3.10 13.00 % NA


PFC - Stability Highlights

Stability Analysis

   Tsr Stability Index - Poor Score of 20.31
   Altman Z Score of 0.199 suggest high risk
   Interest Coverage of -0.205
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.664 -37.36 % 0.609
Cash Ratio -0.0437 -128.23 %
Quick Ratio 0.053 -66.42 % 3.97
Shareholders Equity 11.31 7.73 %
Debt to EBITDA 140.72 2474.13 %


Historical Valuation Ratios of Premier Financial Corp

Historical Valuation Ratios
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Historical Profitability Ratios of Premier Financial Corp

Historical Profitability Ratios
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Historical Efficiency Ratios of Premier Financial Corp

Historical Efficiency Ratios
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Historical Solvency Ratios of Premier Financial Corp

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)