Fundamental Analysis of Ponce Financial Group Inc - Growth / Value Index
PDLB - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.431
Price to Book Ratio is 0.400 indicating that it is undervalued.
Valuation Key Ratios
Ratio | TTM | Latest FY | Yoy Change | MRQ |
---|---|---|---|---|
Price to Earning | 36.48 | -31.41 | -543.30 % | |
Price to Book | 0.404 | 0.408 | 37.17 % | 0.398 |
Price to Sales | 1.70 | 2.78 | 34.79 % | |
Enterprise Value to EBITDA Multiple | 107.37 | 24.86 | 180.06 % |
PDLB - Profitability Highlights
Profitability Analysis
Excellent QoQ /QoQ FY EPS growth
EBITDA is continuously increasing for last 3 Years
Piotroski F Score - Very Poor Value of 1.0
Very Low Dividend Yield of 0 %
Low Earning Yield of 2.76 %
Negative Net profit for last two years
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio | TTM | Latest FY | Yoy Change | MRQ |
---|---|---|---|---|
Return On Equity | 1.11 | -1.30 | 78.68 % | 0.489 |
Return On Asset | 0.203 | -0.232 | 82.13 % | 0.086 |
Net Profit Margin | 4.66 | -8.86 | 79.05 % | 5.83 |
Operating Profit Margin | 32.58 | 153.89 | 537.52 % | 8.95 |
EBITDA Margin | 10.27 | 71.33 | 344.59 % | 0.128 |
Highlights
Market Cap | 209066 K |
Enterprise Value | 1285.74 M |
Price/Book TTM | 0.404 |
Outstanding Share | 23811.70 K |
Float/ Outstanding Share | 70.78% |
Dividend Yield | 0 % |
Share Holding
Guru Numbers
Price/Graham No | 0.813 |
Peter Lynch Ratio | 0 |
Piotroski F Score | 1.00 |
Altman Z Score | 0.187 |
Sloan Ratio | 0.0085 |
Peter Lynch Fair Value | 6.02 |
PDLB - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Tsr Growth Index - Poor Score of 34.14
Operating Cash Flow decreasing for last 3 year
Growth Key Fields
Field | TTM | YoY Growth | QoQ Growth |
---|---|---|---|
Revenue | 116604 K | 1.49 % | 15.24 % |
Gross Profit | 95888.00 K | 87.99 % | 42.39 % |
EBITDA | 11975.00 K | 348.24 % | 99.33 % |
Net Profit | 5435.00 K | 78.73 % | 366.02 % |
EPS | 0.241 | 84.46 % | NA |
PDLB - Stability Highlights
Stability Analysis
Tsr Stability Index - Very Poor Score of 10.94
Altman Z Score of 0.187 suggest high risk
Company has high debt burden
Company is unable to generate enough free cash to support the business.
Interest Coverage of 0.876
Stability Key Ratios
Ratio | Latest FY | Yoy Change | MRQ |
---|---|---|---|
Debt to Equity Ratio | 2.13 | 90.34 % | 1.38 |
Cash Ratio | -0.0270 | -100.50 % | |
Quick Ratio | 1.91 | -96.31 % | 2.66 |
Shareholders Equity | 17.86 | -16.17 % | |
Debt to EBITDA | 20.39 | 176.47 % |
Historical Valuation Ratios of Ponce Financial Group Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Ponce Financial Group Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Ponce Financial Group Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Ponce Financial Group Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)