Fundamental Analysis of Oportun Financial Corp - Growth / Value Index
OPRT - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.135
Tsr Value Index - Very Poor Score of 5.00
Price to Book Ratio of 189480 suggesting that it is very expensive
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | -660592.29 | -0.903 | 40.41 % | |
| Price to Book | 160812 | 0.327 | 52.12 % | 0.366 |
| Price to Sales | 65750.33 | 0.376 | 104.45 % | |
| Enterprise Value to EBITDA Multiple | -27.15 | 38.17 | 281.00 % |
OPRT - Profitability Highlights
Profitability Analysis
Piotroski F Score - Stable Value of 4.0
Tsr Profitability Index - Very Poor Score of 5.00
Very Low Dividend Yield of 0 %
Negative Net profit for last two years
Company Net profit is Negative for last 5 Quarters
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Negative Net Margin MRQ
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | -24.34 | -36.23 | -155.19 % | -6.94 |
| Return On Asset | -3.05 | -4.30 | -99.65 % | -0.809 |
| Net Profit Margin | -9.95 | -41.63 | -243.07 % | -10.58 |
| Operating Profit Margin | -10.70 | -72.07 | -295.15 % | 0.0008 |
| EBITDA Margin | -9.44 | 20.02 | 96.42 % | 5.27 |
Highlights
| Market Cap | 127765 K |
| Enterprise Value | 2685.17 M |
| Price/Book TTM | 160812 |
| Outstanding Share | 35589.30 K |
| Float/ Outstanding Share | 65.31% |
| Dividend Yield | 0 % |
Share Holding
Guru Numbers
| Price/Graham No | 0 |
| Peter Lynch Ratio | 0 |
| Piotroski F Score | 4.00 |
| Altman Z Score | 0.072 |
| Sloan Ratio | -0.153 |
| Peter Lynch Fair Value | 0 |
OPRT - Growth Highlights
Growth Analysis
YoY Net Margin Jump by 243.07%
Tsr Growth Index - Very Poor Score of 5.00
Companies' sales dropped by 45.05 % from last year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 1047.90 M | 45.05 % | 4.61 % |
| Gross Profit | 1047.90 M | 32.51 % | 4.61 % |
| EBITDA | -98900.00 K | 7.92 % | 123.04 % |
| Net Profit | -104300.00 K | 88.50 % | 36.60 % |
| EPS | 0 | 67.80 % | NA |
OPRT - Stability Highlights
Stability Analysis
Cash ratio of 3.21
Company financial liquidity has improved
Tsr Stability Index - Very Poor Score of 5.00
Altman Z Score of 0.077 suggest high risk
Company has high debt burden
Interest Coverage of 0.101
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 6.55 | 464.54 % | 7.41 |
| Cash Ratio | 3.21 | 23.25 % | |
| Quick Ratio | 10.78 | 32.59 % | 10.79 |
| Shareholders Equity | 11.86 | -21.76 % | |
| Debt to EBITDA | 37.59 | 286.40 % |
Historical Valuation Ratios of Oportun Financial Corp
Historical Valuation Ratios
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Historical Profitability Ratios of Oportun Financial Corp
Historical Profitability Ratios
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Historical Efficiency Ratios of Oportun Financial Corp
Historical Efficiency Ratios
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Historical Solvency Ratios of Oportun Financial Corp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)