Fundamental Analysis of Old Point Financial Corp. - Growth / Value Index
OPOF - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 76.56
Undervalued - Price to Intrinsic Value of 0.202
Price to Earning Ratio is 11.70 and EV to EBITDA is 12.56 suggesting company is undervalued.
Price to Book Ratio is 0.204 indicating that it is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 12.17 | 8.38 | -1.31 % | |
| Price to Book | 0.212 | 0.697 | -10.92 % | 0.699 |
| Price to Sales | 1.02 | 1.22 | -11.81 % | |
| Enterprise Value to EBITDA Multiple | 12.76 | 7.61 | -25.55 % |
OPOF - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Earning Yield of 8.54 %
Reasonable Dividend Yield of 4.00 %
EBITDA is continuously increasing for last 3 Years
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 5.91 | 8.33 | -9.75 % | 1.39 |
| Return On Asset | 0.426 | 0.615 | -8.54 % | 0.103 |
| Net Profit Margin | 8.39 | 14.61 | -10.64 % | 6.93 |
| Operating Profit Margin | 53.72 | 108.67 | 414.71 % | 83.33 |
| EBITDA Margin | 20.47 | 41.16 | 61.64 % | 13.48 |
Highlights
| Market Cap | 74698.58 K |
| Enterprise Value | 190930 K |
| Price/Book TTM | 0.212 |
| Outstanding Share | 5040.39 K |
| Float/ Outstanding Share | 57.95% |
| Dividend Yield | 3.96 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.614 |
| Peter Lynch Ratio | 0.112 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 0.206 |
| Sloan Ratio | -0.0020 |
| Peter Lynch Fair Value | 17.86 |
OPOF - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 73104.00 K | 9.23 % | 0 % |
| Gross Profit | 73104.00 K | 44.08 % | 0 % |
| EBITDA | 14967.00 K | 76.56 % | 0 % |
| Net Profit | 6130.00 K | 2.39 % | 0 % |
| EPS | 1.22 | 1.32 % | NA |
OPOF - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 28.12
Altman Z Score of 0.205 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.951 | 7.86 % | 0.0223 |
| Cash Ratio | -0.0441 | -100.20 % | |
| Quick Ratio | 0 | 0 % | 0.237 |
| Shareholders Equity | 7.38 | 1.34 % | |
| Debt to EBITDA | 4.05 | -33.94 % |
Historical Valuation Ratios of Old Point Financial Corp.
Historical Valuation Ratios
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Historical Profitability Ratios of Old Point Financial Corp.
Historical Profitability Ratios
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Historical Efficiency Ratios of Old Point Financial Corp.
Historical Efficiency Ratios
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Historical Solvency Ratios of Old Point Financial Corp.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)