Fundamental Analysis of Nicolet Bankshares Inc. - Growth / Value Index


NIC - Valuation Highlights

Valuation Analysis

   Undervalued - Price to Intrinsic Value of 0.249
   Price to Earning Ratio is 12.24 and EV to EBITDA is 7.13 suggesting company is undervalued.
   Book Value in last 3 years is trending down
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 13.30 22.41 118.05 %
Price to Book 1.30 1.26 26.57 % 1.25
Price to Sales 3.24 4.86 49.41 %
Enterprise Value to EBITDA Multiple 7.97 5.02 -37.88 %


NIC - Profitability Highlights

Profitability Analysis

   Piotroski F Score - Good Value of 7.0
   Earning Yield of 8.17 %
   Excellent Net Margin for last 3 years
   All key Trailing Twelve Months Margin growing by 15 %
   EBITDA is continuously increasing for last 3 Years
   Good Net Margin of 24.35% is achieved by the company
   Tsr Profitability Index - Poor Score of 26.88
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 9.79 5.63 -41.95 % 2.61
Return On Asset 1.17 0.690 -35.82 % 0.329
Net Profit Margin 24.35 21.68 -31.48 % 22.51
Operating Profit Margin 42.82 36.68 -13.10 % 30.13
EBITDA Margin 30.27 72.81 30.41 % -2.32


Highlights
Market Cap1297.87 M
Enterprise Value973369 K
Price/Book TTM1.30
Outstanding Share14933.50 K
Float/ Outstanding Share88.44%
Dividend Yield1.29 %
Share Holding
Guru Numbers
Price/Graham No0.863
Peter Lynch Ratio-4.07
Piotroski F Score7.00
Altman Z Score0.286
Sloan Ratio-0.0049
Peter Lynch Fair Value129.19


NIC - Growth Highlights

Growth Analysis

   Tsr Growth Index - Poor Score of 28.05
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 403351 K 9.49 % 2.02 %
Gross Profit 403351 K 44.03 % 2.02 %
EBITDA 122104 K 18.03 % 255.59 %
Net Profit 98204.00 K 37.98 % 9.36 %
EPS 6.54 54.14 % NA


NIC - Stability Highlights

Stability Analysis

   Paid More Than 50% of Debt, Heading towards debt free
   Cash ratio of 19.93
   Altman Z Score of 0.277 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.161 -71.19 % 0.153
Cash Ratio 19.93 13667.92 %
Quick Ratio 29.67 76390.72 % 0.194
Shareholders Equity 12.27 10.56 %
Debt to EBITDA 0.850 -73.92 %


Historical Valuation Ratios of Nicolet Bankshares Inc.

Historical Valuation Ratios
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Historical Profitability Ratios of Nicolet Bankshares Inc.

Historical Profitability Ratios
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Historical Efficiency Ratios of Nicolet Bankshares Inc.

Historical Efficiency Ratios
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Historical Solvency Ratios of Nicolet Bankshares Inc.

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)