Fundamental Analysis of Live Oak Bancshares Inc - Growth / Value Index
LOB - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 76.56
Undervalued - Price to Intrinsic Value of 0.243
Price to Book Ratio is 0.270 indicating that it is undervalued.
Tremendous increasing in Book Value last 3 year
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 16.82 | 27.86 | 219.57 % | |
| Price to Book | 0.279 | 0.147 | -92.22 % | 1.39 |
| Price to Sales | 2.19 | 3.88 | -0.962 % | |
| Enterprise Value to EBITDA Multiple | 4.49 | 2.91 | -26.09 % |
LOB - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Earning Yield of 6.14 %
Excellent QoQ /QoQ FY EPS growth
EBITDA is continuously increasing for last 3 Years
Good Return on Equity of 10.80% is achieved by the company
Good Net Margin of 13.00% is achieved by the company
Tsr Profitability Index - Poor Score of 20.62
Very Low Dividend Yield of 0.340 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 10.80 | 6.59 | -69.65 % | 2.19 |
| Return On Asset | 0.862 | 0.528 | -70.46 % | 0.214 |
| Net Profit Margin | 13.00 | 13.94 | -69.01 % | 22.99 |
| Operating Profit Margin | -9.55 | 19.39 | -63.87 % | 30.61 |
| EBITDA Margin | 39.51 | 88.34 | -1.52 % | -1.70 |
Highlights
| Market Cap | 1653.97 M |
| Enterprise Value | 1094.53 M |
| Price/Book TTM | 0.279 |
| Outstanding Share | 44969.30 K |
| Float/ Outstanding Share | 75.25% |
| Dividend Yield | 0.330 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.332 |
| Peter Lynch Ratio | -4.09 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 42.72 |
| Sloan Ratio | -0.0369 |
| Peter Lynch Fair Value | 54.68 |
LOB - Growth Highlights
Growth Analysis
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 616818 K | 9.01 % | 91.82 % |
| Gross Profit | 616818 K | 75.64 % | 91.82 % |
| EBITDA | 243721 K | 7.35 % | 100.50 % |
| Net Profit | 80188.00 K | 66.22 % | 58.62 % |
| EPS | 2.19 | 68.71 % | NA |
LOB - Stability Highlights
Stability Analysis
Altman Z Score of 41.34 suggests good Stability
Paid More Than 50% of Debt, Heading towards debt free
Debt to equity ratio has decreased and is lowest in last three years
Cash ratio of 324.11
Company financial liquidity has improved
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.0259 | -84.25 % | 0.394 |
| Cash Ratio | 324.11 | 221591 % | |
| Quick Ratio | 0 | 0 % | 2.16 |
| Shareholders Equity | 8.01 | -2.68 % | |
| Debt to EBITDA | 0.062 | -83.67 % |
Historical Valuation Ratios of Live Oak Bancshares Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Live Oak Bancshares Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Live Oak Bancshares Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Live Oak Bancshares Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)