Fundamental Analysis of IF Bancorp Inc - Growth / Value Index
IROQ - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.235
Price to Book Ratio is 0.250 indicating that it is undervalued.
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 27.43 | 11.94 | 35.24 % | |
| Price to Book | 0.255 | 0.775 | 8.81 % | 0.076 |
| Price to Sales | 1.56 | 2.13 | 16.04 % | |
| Enterprise Value to EBITDA Multiple | 128.64 | 14.20 | 5156.88 % |
IROQ - Profitability Highlights
Profitability Analysis
Tsr Profitability Index - Poor Score of 29.38
Low Earning Yield of 3.72 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 2.73 | 6.49 | -19.54 % | 0.978 |
| Return On Asset | 0.223 | 0.549 | -18.62 % | 0.078 |
| Net Profit Margin | 5.67 | 17.88 | -14.19 % | 5.93 |
| Operating Profit Margin | 7.52 | 24.02 | -35.62 % | 7.96 |
| EBITDA Margin | 2.00 | 24.02 | -39.56 % | -7.96 |
Highlights
| Market Cap | 55593.24 K |
| Enterprise Value | 88892.24 K |
| Price/Book TTM | 0.255 |
| Outstanding Share | 3353.03 K |
| Float/ Outstanding Share | 43.61% |
| Dividend Yield | 2.46 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.972 |
| Peter Lynch Ratio | -0.949 |
| Piotroski F Score | 3.00 |
| Altman Z Score | 0.167 |
| Sloan Ratio | 0.073 |
| Peter Lynch Fair Value | 0 |
IROQ - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Quarterly sales in last 5 years is trending up
Operating Cash Flow decreasing for last 3 year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 34503.00 K | 6.11 % | 7.19 % |
| Gross Profit | 27436.00 K | 6.11 % | 43.41 % |
| EBITDA | 691000 | 43.25 % | 509.91 % |
| Net Profit | 1956.00 K | 19.43 % | 282.70 % |
| EPS | 0.604 | 26.06 % | NA |
IROQ - Stability Highlights
Stability Analysis
Cash ratio of 6.60
Tsr Stability Index - Poor Score of 26.56
Altman Z Score of 0.166 suggest high risk
Company is unable to generate enough free cash to support the business.
Interest Coverage of 0.556
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.617 | 51.24 % | 2.05 |
| Cash Ratio | 6.60 | 1563.19 % | |
| Quick Ratio | 6.58 | 690.63 % | 3.54 |
| Shareholders Equity | 8.45 | 1.14 % | |
| Debt to EBITDA | 7.07 | 166.86 % |
Historical Valuation Ratios of IF Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of IF Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of IF Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of IF Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)