Fundamental Analysis of Independent Bank - Growth / Value Index
INDB - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.211
Tsr Value Index - Poor Score of 21.88
Price to Book Ratio of 95.70 suggesting that it is very expensive
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 2554.38 | 9.61 | 3.23 % | |
| Price to Book | 96.24 | 0.795 | -6.56 % | 0.781 |
| Price to Sales | 711.20 | 2.89 | -14.27 % | |
| Enterprise Value to EBITDA Multiple | 13.76 | 15.29 | 158.72 % |
INDB - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Excellent Net Margin for last 3 years
Company Earning excess return
During the past twelve months, the company has given a strong Net Margin of 27.84%
All key Trailing Twelve Months Margin growing by 15 %
Reasonable Dividend Yield of 4.40 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 7.88 | 8.27 | -9.48 % | 1.66 |
| Return On Asset | 1.17 | 1.24 | -9.46 % | 0.247 |
| Net Profit Margin | 27.84 | 30.10 | -16.95 % | 20.08 |
| Operating Profit Margin | 54.50 | 39.60 | -23.60 % | 87.71 |
| EBITDA Margin | 42.66 | 39.60 | -23.62 % | 33.11 |
Highlights
| Market Cap | 2248.56 M |
| Enterprise Value | 4764.77 M |
| Price/Book TTM | 96.24 |
| Outstanding Share | 42465.80 K |
| Float/ Outstanding Share | 98.83% |
| Dividend Yield | 4.33 % |
Share Holding
Guru Numbers
| Price/Graham No | 9.50 |
| Peter Lynch Ratio | -0.0012 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 0.250 |
| Sloan Ratio | -0.0190 |
| Peter Lynch Fair Value | 0.203 |
INDB - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Tsr Growth Index - Very Poor Score of 13.88
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 811804 K | 9.32 % | 14.84 % |
| Gross Profit | 811804 K | 9.32 % | 14.84 % |
| EBITDA | 346301 K | 16.51 % | 11.09 % |
| Net Profit | 226025 K | 9.22 % | 12.83 % |
| EPS | 0.0207 | 3.13 % | NA |
INDB - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 29.69
Altman Z Score of 0.250 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.807 | 1733.71 % | 0.356 |
| Cash Ratio | -0.0242 | -122.17 % | |
| Quick Ratio | 0 | 0 % | 0.0305 |
| Shareholders Equity | 14.96 | 0.0204 % | |
| Debt to EBITDA | 7.42 | 2102.76 % |
Historical Valuation Ratios of Independent Bank
Historical Valuation Ratios
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Historical Profitability Ratios of Independent Bank
Historical Profitability Ratios
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Historical Efficiency Ratios of Independent Bank
Historical Efficiency Ratios
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Historical Solvency Ratios of Independent Bank
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)