Fundamental Analysis of HomeTrust Bancshares Inc - Growth / Value Index


HTBI - Valuation Highlights

Valuation Analysis

   Tsr Value Index - Excellent Score of 84.38
   Undervalued - Price to Intrinsic Value of 0.125
   Price to Book Ratio is 0.401 indicating that it is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 8.02 10.75 -15.84 %
Price to Book 0.382 1.02 -13.11 % 0.908
Price to Sales 1.91 2.57 -15.28 %
Enterprise Value to EBITDA Multiple 15.55 10.68 103.45 %


HTBI - Profitability Highlights

Profitability Analysis

   Earning Yield of 11.88 %
   Excellent QoQ /QoQ FY EPS growth
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Piotroski F Score - Stable Value of 5.0
   Annual Net Profit in last 3 years is trending up
   EBITDA is continuously increasing for last 3 Years
   Steady Growth in EPS for last four quarters
   Good Return on Equity of 12.03% is achieved by the company
   Good Net Margin of 23.83% is achieved by the company
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 12.03 9.47 3.24 % 2.94
Return On Asset 1.26 0.968 -3.63 % 0.322
Net Profit Margin 23.83 23.93 0.672 % 20.88
Operating Profit Margin 16.32 30.67 619.65 % 2.58
EBITDA Margin 21.32 40.69 -2.38 % 1.06


Highlights
Market Cap481650 K
Enterprise Value812498 K
Price/Book TTM0.382
Outstanding Share17444.80 K
Float/ Outstanding Share73.05%
Dividend Yield1.60 %
Share Holding
Guru Numbers
Price/Graham No0.602
Peter Lynch Ratio2.35
Piotroski F Score5.00
Altman Z Score0.249
Sloan Ratio0.0357
Peter Lynch Fair Value27.62


HTBI - Growth Highlights

Growth Analysis

   Short term positive trend in total sale and net profit
   Annual sales of the company is increased for three years in a row
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 244979 K 24.27 % 1.21 %
Gross Profit 244979 K 24.27 % 1.21 %
EBITDA 52241.00 K 21.31 % 11.40 %
Net Profit 58377.00 K 25.11 % 11.91 %
EPS 3.44 18.83 % NA


HTBI - Stability Highlights

Stability Analysis

   Tsr Stability Index - Poor Score of 26.56
   Altman Z Score of 0.252 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 1.42 35233.56 % 0.560
Cash Ratio 2.44 2858.12 %
Quick Ratio 4.27 324.11 % 0.161
Shareholders Equity 10.23 -6.66 %
Debt to EBITDA 8.80 35193.61 %


Historical Valuation Ratios of HomeTrust Bancshares Inc

Historical Valuation Ratios
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Historical Profitability Ratios of HomeTrust Bancshares Inc

Historical Profitability Ratios
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Historical Efficiency Ratios of HomeTrust Bancshares Inc

Historical Efficiency Ratios
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Historical Solvency Ratios of HomeTrust Bancshares Inc

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)