Fundamental Analysis of Guaranty Bancshares Inc - Growth / Value Index
GNTY - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.295
Price to Earning Ratio is 12.30 and EV to EBITDA is 8.03 suggesting company is undervalued.
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 12.36 | 10.84 | 18.28 % | |
| Price to Book | 1.17 | -0.138 | -111.02 % | 0.116 |
| Price to Sales | 2.75 | 2.87 | -4.56 % | |
| Enterprise Value to EBITDA Multiple | 8.05 | 6.17 | -30.72 % |
GNTY - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Earning Yield of 8.13 %
Excellent Net Margin for last 3 years
All key Trailing Twelve Months Margin growing by 15 %
Reasonable Dividend Yield of 3.20 %
EBITDA is continuously increasing for last 3 Years
Good Net Margin of 22.26% is achieved by the company
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 9.47 | 9.02 | -34.09 % | 2.19 |
| Return On Asset | 0.883 | 9.02 | 647.39 % | 0.214 |
| Net Profit Margin | 22.26 | 26.49 | -19.31 % | 16.41 |
| Operating Profit Margin | 38.74 | 30.59 | -23.47 % | 20.64 |
| EBITDA Margin | 52.03 | 71.50 | 19.38 % | 20.64 |
Highlights
| Market Cap | 348161 K |
| Enterprise Value | 535459 K |
| Price/Book TTM | 1.17 |
| Outstanding Share | 11517.10 K |
| Float/ Outstanding Share | 74.40% |
| Dividend Yield | 3.19 % |
Share Holding
Guru Numbers
| Price/Graham No | |
| Peter Lynch Ratio | -1.25 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 1.79 |
| Sloan Ratio | 0.0377 |
| Peter Lynch Fair Value | 29.27 |
GNTY - Growth Highlights
Growth Analysis
Quarterly sales in last 5 years is trending up
Tsr Growth Index - Poor Score of 28.05
Operating Cash Flow decreasing for last 3 year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 127767 K | 1.40 % | 46.35 % |
| Gross Profit | 127767 K | 5.37 % | 46.35 % |
| EBITDA | 66477.00 K | 17.71 % | 65.02 % |
| Net Profit | 28439.00 K | 20.44 % | 13.78 % |
| EPS | 2.45 | 15.45 % | NA |
GNTY - Stability Highlights
Stability Analysis
Altman Z Score of 1.79 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.533 | -53.52 % | 0.395 |
| Cash Ratio | 0.664 | 645.31 % | |
| Quick Ratio | 0 | 0 % | 63.20 |
| Shareholders Equity | 100.00 | 1033.96 % | |
| Debt to EBITDA | 2.19 | -52.33 % |
Historical Valuation Ratios of Guaranty Bancshares Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Guaranty Bancshares Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Guaranty Bancshares Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Guaranty Bancshares Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)