Fundamental Analysis of The First Bancshares Inc - Growth / Value Index
FBMS - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 79.69
Undervalued - Price to Intrinsic Value of 0.193
Price to Book Ratio is 0.365 indicating that it is undervalued.
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 9.85 | 9.70 | 15.65 % | |
| Price to Book | 0.352 | 0.825 | 1.08 % | 0.821 |
| Price to Sales | 2.22 | 2.72 | 10.68 % | |
| Enterprise Value to EBITDA Multiple | 19.43 | 10.43 | 40.29 % |
FBMS - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Earning Yield of 9.80 %
Excellent Net Margin for last 3 years
Excellent QoQ /QoQ FY EPS growth
Company Earning excess return
Reasonable Dividend Yield of 3.75 %
Annual Net Profit in last 3 years is trending up
EBITDA is continuously increasing for last 3 Years
Good Net Margin of 22.51% is achieved by the company
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 8.67 | 8.50 | -12.60 % | 2.15 |
| Return On Asset | 1.00 | 1.01 | 3.61 % | 0.259 |
| Net Profit Margin | 22.51 | 28.06 | -4.30 % | 19.77 |
| Operating Profit Margin | -1.77 | -2.73 | -107.46 % | 28.75 |
| EBITDA Margin | 23.92 | 55.09 | 11.61 % | 2.29 |
Highlights
| Market Cap | 777970 K |
| Enterprise Value | 1647.87 M |
| Price/Book TTM | 0.352 |
| Outstanding Share | 31218.70 K |
| Float/ Outstanding Share | 85.53% |
| Dividend Yield | 3.89 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.601 |
| Peter Lynch Ratio | -1.37 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 0.213 |
| Sloan Ratio | -0.0022 |
| Peter Lynch Fair Value | 63.23 |
FBMS - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 354517 K | 34.03 % | 13.92 % |
| Gross Profit | 354517 K | 80.62 % | 13.92 % |
| EBITDA | 84793.00 K | 49.59 % | 0 % |
| Net Profit | 79814.00 K | 28.27 % | 86.73 % |
| EPS | 2.53 | 13.53 % | NA |
FBMS - Stability Highlights
Stability Analysis
Altman Z Score of 0.215 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.542 | -13.44 % | 0.358 |
| Cash Ratio | -0.192 | -177.08 % | |
| Quick Ratio | 0.0225 | -92.93 % | 0.393 |
| Shareholders Equity | 11.86 | 18.55 % | |
| Debt to EBITDA | 3.25 | -15.08 % |
Historical Valuation Ratios of The First Bancshares Inc
Historical Valuation Ratios
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Historical Profitability Ratios of The First Bancshares Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of The First Bancshares Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of The First Bancshares Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)