Fundamental Analysis of Essent Group Ltd - Growth / Value Index


ESNT - Valuation Highlights

Valuation Analysis

   Undervalued - Price to Intrinsic Value of 0.0365
   Price to Earning Ratio is 8.49 and EV to EBITDA is 7.41 suggesting company is undervalued.
   Book Value in last 3 years is trending up
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Price to Earning 8.59 9.06 23.16 %
Price to Book 1.24 1.19 -13.41 % 1.16
Price to Sales 5.24 5.71 -6.58 %
Enterprise Value to EBITDA Multiple 7.50 8.45 34.18 %


ESNT - Profitability Highlights

Profitability Analysis

   Piotroski F Score - Good Value of 7.0
   Earning Yield of 11.78 %
   Excellent Net Margin for last 3 years
   Company Earning excess return
   During the past twelve months, the company has given a strong Net Margin of 60.96%
   All key Trailing Twelve Months Margin growing by 15 %
   Company's Net Profit is increasing for last 5 Quarters
   Company's Profit Before Tax is increasing for last 5 Quarters
   Steady Growth in EPS for last four quarters
   Good Return On Capital Employed of 12.10
   Good Return on Equity of 14.42% is achieved by the company
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ
Return On Equity 14.42 13.10 -29.69 % 3.48
Return On Asset 11.41 10.40 -28.40 % 2.77
Net Profit Margin 60.96 63.01 -24.15 % 60.91
Operating Profit Margin 73.05 80.85 -18.12 % 77.60
EBITDA Margin 68.06 66.04 -35.53 % 74.27


Highlights
Market Cap6062.23 M
Enterprise Value5925.74 M
Price/Book TTM1.24
Outstanding Share106673 K
Float/ Outstanding Share96.74%
Dividend Yield1.98 %
Share Holding
Guru Numbers
Price/Graham No0.673
Peter Lynch Ratio-2.19
Piotroski F Score7.00
Altman Z Score4.16
Sloan Ratio-0.0080
Peter Lynch Fair Value0


ESNT - Growth Highlights

Growth Analysis

   Annual sales of the company is increased for three years in a row
   Steady increase in Total Assets for last 3 Years
   Tsr Growth Index - Poor Score of 34.14
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 1160.29 M 5.99 % 0.221 %
Gross Profit 1155.03 M 11.04 % 2.02 %
EBITDA 789727 K 31.66 % 20.01 %
Net Profit 707278 K 19.60 % 3.62 %
EPS 6.61 18.81 % NA


ESNT - Stability Highlights

Stability Analysis

   Tsr Stability Index - Excellent Score of 93.75
   Altman Z Score of 4.13 suggests good Stability
   Paid More Than 50% of Debt, Heading towards debt free
   Debt to equity ratio has decreased and is lowest in last five years
   Cash ratio of 14.75
   Company financial liquidity has improved
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ
Debt to Equity Ratio 0.0010 -98.90 % 0.081
Cash Ratio 14.75 1752.02 %
Quick Ratio 21.66 45.99 % 18.13
Shareholders Equity 79.40 1.84 %
Debt to EBITDA 0.0076 -98.16 %


Historical Valuation Ratios of Essent Group Ltd

Historical Valuation Ratios
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Historical Profitability Ratios of Essent Group Ltd

Historical Profitability Ratios
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Historical Efficiency Ratios of Essent Group Ltd

Historical Efficiency Ratios
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Historical Solvency Ratios of Essent Group Ltd

Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)