Fundamental Analysis of Enova International Inc - Growth / Value Index
ENVA - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.164
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 11.21 | 10.38 | 3.41 % | |
| Price to Book | 1.33 | 1.60 | -8.82 % | 1.56 |
| Price to Sales | 0.862 | 0.982 | -18.07 % | |
| Enterprise Value to EBITDA Multiple | 90.77 | 19.98 | 98.97 % |
ENVA - Profitability Highlights
Profitability Analysis
Earning Yield of 8.87 %
Company Earning excess return
Good Return on Equity of 14.10% is achieved by the company
Very Low Dividend Yield of 0 %
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 14.10 | 15.42 | -11.83 % | 4.21 |
| Return On Asset | 4.09 | 4.17 | -23.99 % | 1.04 |
| Net Profit Margin | 7.69 | 9.47 | -20.78 % | 7.94 |
| Operating Profit Margin | 15.65 | 12.61 | -42.99 % | 21.45 |
| EBITDA Margin | 2.10 | 11.33 | -53.76 % | 1.53 |
Highlights
| Market Cap | 1685.76 M |
| Enterprise Value | 4274.47 M |
| Price/Book TTM | 1.33 |
| Outstanding Share | 27119.70 K |
| Float/ Outstanding Share | 95.80% |
| Dividend Yield | 0 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.893 |
| Peter Lynch Ratio | -0.294 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 2.35 |
| Sloan Ratio | -0.203 |
| Peter Lynch Fair Value | 33.32 |
ENVA - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Tremendous increasing trend in total sale last 3 year
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 2244.27 M | 16.37 % | 4.51 % |
| Gross Profit | 2243.63 M | 41.25 % | 4.42 % |
| EBITDA | 47090.00 K | 46.20 % | 242.39 % |
| Net Profit | 172626 K | 7.81 % | 39.29 % |
| EPS | 5.55 | 3.30 % | NA |
ENVA - Stability Highlights
Stability Analysis
Company financial liquidity has improved
Tsr Stability Index - Very Poor Score of 18.75
Company has high debt burden
Interest Coverage of 0.982
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 2.39 | 23.86 % | 2.64 |
| Cash Ratio | 1.45 | 186.15 % | |
| Quick Ratio | 0 | 0 % | 0.263 |
| Shareholders Equity | 27.05 | -13.79 % | |
| Debt to EBITDA | 12.96 | 140.69 % |
Historical Valuation Ratios of Enova International Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Enova International Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Enova International Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Enova International Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)