Fundamental Analysis of Donegal Group Inc. - Growth / Value Index
DGICB - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.0002
Price to Book Ratio is 0.493 indicating that it is undervalued.
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 80.16 | 41.57 | 156.39 % | |
| Price to Book | 0.498 | 0.856 | 5.57 % | 0.854 |
| Price to Sales | 0.440 | 0.451 | -2.47 % | |
| Enterprise Value to EBITDA Multiple | -24698.01 | 2390.27 | 2261.00 % |
DGICB - Profitability Highlights
Profitability Analysis
Net profit has jumped from negative to positive
Company Earning excess return
Reasonable Dividend Yield of 4.98 %
In the last three years, the company has given poor Net Margin
In the last three years, the company has given poor Returns on Equity
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 1.07 | 2.06 | 287.22 % | 1.23 |
| Return On Asset | 0.255 | 0.596 | 351.58 % | 0.355 |
| Net Profit Margin | 0.549 | 1.08 | 272.96 % | 2.47 |
| Operating Profit Margin | 18.07 | 68.09 | 15974.78 % | 3.07 |
| EBITDA Margin | -0.150 | 1.63 | 479.46 % | -0.064 |
Highlights
| Market Cap | 70267.43 K |
| Enterprise Value | 35046.48 M |
| Price/Book TTM | 0.498 |
| Outstanding Share | 5576.78 K |
| Float/ Outstanding Share | 290.07% |
| Dividend Yield | 4.96 % |
Share Holding
Guru Numbers
| Price/Graham No | 1.75 |
| Peter Lynch Ratio | 0 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 0.791 |
| Sloan Ratio | -0.0201 |
| Peter Lynch Fair Value | 2.97 |
DGICB - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Company's Total Assets is Decreasing for last 3 years
Operating Cash Flow decreasing for last 3 year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 943732 K | 7.38 % | 0.699 % |
| Gross Profit | 943733 K | 9.33 % | 0.699 % |
| EBITDA | -1419.00 K | 507.47 % | 93.33 % |
| Net Profit | 5177.55 K | 285.73 % | 402.31 % |
| EPS | 0.157 | 277.34 % | NA |
DGICB - Stability Highlights
Stability Analysis
Cash ratio of 81.46
Tsr Stability Index - Very Poor Score of 6.25
Altman Z Score of 0.791 suggest high risk
Company has high debt burden
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 72.96 | 100702 % | 72.15 |
| Cash Ratio | 81.46 | 166.53 % | |
| Quick Ratio | 722.79 | 1929.81 % | 625.69 |
| Shareholders Equity | 28.97 | 34.38 % | |
| Debt to EBITDA | 2364.15 | 24641.58 % |
Historical Valuation Ratios of Donegal Group Inc.
Historical Valuation Ratios
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Historical Profitability Ratios of Donegal Group Inc.
Historical Profitability Ratios
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Historical Efficiency Ratios of Donegal Group Inc.
Historical Efficiency Ratios
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Historical Solvency Ratios of Donegal Group Inc.
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)