Fundamental Analysis of Customers Bancorp Inc - Growth / Value Index
CUBI - Valuation Highlights
Valuation Analysis
Tsr Value Index - Excellent Score of 95.00
Undervalued - Price to Intrinsic Value of 0.183
Price to Earning Ratio is 6.36 and EV to EBITDA is 9.00 suggesting company is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 5.90 | 5.82 | -7.60 % | |
| Price to Book | 1.28 | 0.620 | -39.51 % | 0.880 |
| Price to Sales | 1.31 | 1.07 | -53.12 % | |
| Enterprise Value to EBITDA Multiple | 8.67 | 8.12 | 95.80 % |
CUBI - Profitability Highlights
Profitability Analysis
Earning Yield of 15.72 %
All key Trailing Twelve Months Margin growing by 15 %
Piotroski F Score - Stable Value of 5.0
Good Return on Equity of 15.84% is achieved by the company
Good Net Margin of 22.22% is achieved by the company
Very Low Dividend Yield of 0 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 15.84 | 17.17 | 5.65 % | 2.94 |
| Return On Asset | 1.16 | 1.14 | 4.06 % | 0.233 |
| Net Profit Margin | 22.22 | 18.29 | -49.27 % | 14.09 |
| Operating Profit Margin | 32.07 | 24.19 | 49.59 % | 22.34 |
| EBITDA Margin | 30.37 | 26.48 | -70.92 % | -4.89 |
Highlights
| Market Cap | 1433.84 M |
| Enterprise Value | 2915.48 M |
| Price/Book TTM | 1.28 |
| Outstanding Share | 31652.00 K |
| Float/ Outstanding Share | 93.04% |
| Dividend Yield | 0 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.403 |
| Peter Lynch Ratio | 1.39 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 0.220 |
| Sloan Ratio | -0.0037 |
| Peter Lynch Fair Value | 49.27 |
CUBI - Growth Highlights
Growth Analysis
STRONG JUMP IN NET SALE : YoY growth
Annual sales of the company is increased for three years in a row
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 1107.78 M | 116.23 % | 3.18 % |
| Gross Profit | 1107.78 M | 116.23 % | 3.18 % |
| EBITDA | 336419 K | 37.13 % | 334.73 % |
| Net Profit | 246148 K | 9.70 % | 19.92 % |
| EPS | 7.68 | 8.23 % | NA |
CUBI - Stability Highlights
Stability Analysis
Tsr Stability Index - Poor Score of 23.44
Altman Z Score of 0.224 suggest high risk
Interest Coverage of 0.489
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 1.05 | 5.24 % | 1.61 |
| Cash Ratio | 0.230 | -98.46 % | |
| Quick Ratio | 2.67 | 0 % | 2.27 |
| Shareholders Equity | 6.61 | -1.51 % | |
| Debt to EBITDA | 4.24 | 73.79 % |
Historical Valuation Ratios of Customers Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Customers Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Customers Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Customers Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)