Fundamental Analysis of Citizens Financial Group, Inc - Growth / Value Index
CFG-PH - Valuation Highlights
Valuation Analysis
Tsr Value Index - Good Score of 66.07
Undervalued - Price to Intrinsic Value of 0.142
Price to Earning Ratio is 7.02 and EV to EBITDA is 0 suggesting company is undervalued.
Price to Book Ratio is 0.478 indicating that it is undervalued.
Book Value in last 3 years is trending up
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 7.02 | 8.11 | 2.06 % | |
| Price to Book | 0.478 | 0.505 | -3.88 % | 0.393 |
| Price to Sales | 1.05 | 0.991 | -5.46 % | |
| Enterprise Value to EBITDA Multiple | 0 | 5.62 | -4.27 % |
CFG-PH - Profitability Highlights
Profitability Analysis
Piotroski F Score - Excellent Value of 8.0
Gives Dividend Yield of 6.34 %
Earning Yield of 14.24 %
Excellent QoQ /QoQ FY EPS growth
Company's Net Profit is increasing for last 5 Quarters
Company's Profit Before Tax is increasing for last 5 Quarters
Steady Growth in EPS for last four quarters
Good Net Margin of 14.96% is achieved by the company
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 6.81 | 6.22 | -5.82 % | 1.91 |
| Return On Asset | 0.776 | 0.694 | -4.24 % | 0.222 |
| Net Profit Margin | 14.96 | 12.22 | -7.37 % | 20.10 |
| Operating Profit Margin | 18.96 | 15.29 | -8.20 % | 25.59 |
| EBITDA Margin | 31.78 | 19.32 | -6.10 % | 69.89 |
Highlights
| Market Cap | 0 |
| Enterprise Value | 0 |
| Price/Book TTM | 0.478 |
| Outstanding Share | 0 |
| Float/ Outstanding Share | % |
| Dividend Yield | 6.31 % |
Share Holding
Guru Numbers
| Price/Graham No | 0.397 |
| Peter Lynch Ratio | -0.279 |
| Piotroski F Score | 8.00 |
| Altman Z Score | 0.152 |
| Sloan Ratio | -0.0160 |
| Peter Lynch Fair Value | 0 |
CFG-PH - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Tsr Growth Index - Poor Score of 28.05
Quarterly sales in last 5 Quarter is trending down
Operating Cash Flow decreasing for last 3 year
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 11387.00 M | 1.31 % | 18.26 % |
| Gross Profit | 7433.00 M | 5.71 % | 4.86 % |
| EBITDA | 3619.00 M | 4.86 % | 153.39 % |
| Net Profit | 1704.00 M | 6.16 % | 13.30 % |
| EPS | 3.82 | 2.02 % | NA |
CFG-PH - Stability Highlights
Stability Analysis
Decreasing debt with Increasing revenue
Company financial liquidity has improved
Tsr Stability Index - Poor Score of 32.81
Altman Z Score of 0.152 suggest high risk
Interest Coverage of 0.415
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.511 | -10.92 % | 0.327 |
| Cash Ratio | 0.248 | 5.80 % | |
| Quick Ratio | 0 | 0 % | 0.207 |
| Shareholders Equity | 11.15 | 1.67 % | |
| Debt to EBITDA | 5.20 | -6.71 % |
Historical Valuation Ratios of Citizens Financial Group, Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Citizens Financial Group, Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Citizens Financial Group, Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Citizens Financial Group, Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)