Fundamental Analysis of Berkshire Hills Bancorp Inc - Growth / Value Index
BHLB - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.459
Price to Book Ratio is 0.196 indicating that it is undervalued.
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 46.47 | 10.05 | -13.66 % | |
| Price to Book | 0.198 | 1.01 | -10.69 % | 0.994 |
| Price to Sales | 2.11 | 2.27 | -12.84 % | |
| Enterprise Value to EBITDA Multiple | 28.70 | 5.99 | -16.67 % |
BHLB - Profitability Highlights
Profitability Analysis
Piotroski F Score - Good Value of 7.0
Excellent Net Margin for last 3 years
Reasonable Dividend Yield of 3.11 %
EBITDA is continuously increasing for last 3 Years
Tsr Profitability Index - Very Poor Score of 11.88
Low Earning Yield of 2.18 %
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Negative Net Margin MRQ
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 2.20 | 10.03 | 3.44 % | -2.00 |
| Return On Asset | 0.178 | 0.817 | 2.96 % | -0.166 |
| Net Profit Margin | 4.54 | 22.59 | 0.953 % | -16.91 |
| Operating Profit Margin | 6.69 | 70.64 | 215.71 % | -16.59 |
| EBITDA Margin | 12.15 | 62.20 | 56.35 % | 4.95 |
Highlights
| Market Cap | 1015.65 M |
| Enterprise Value | 1670.39 M |
| Price/Book TTM | 0.198 |
| Outstanding Share | 43292.90 K |
| Float/ Outstanding Share | 96.93% |
| Dividend Yield | 3.08 % |
Share Holding
Guru Numbers
| Price/Graham No | 1.44 |
| Peter Lynch Ratio | 0.341 |
| Piotroski F Score | 7.00 |
| Altman Z Score | 0.157 |
| Sloan Ratio | -0.0031 |
| Peter Lynch Fair Value | 0 |
BHLB - Growth Highlights
Growth Analysis
Tsr Growth Index - Poor Score of 34.14
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 479213 K | 8.71 % | 16.00 % |
| Gross Profit | 479213 K | 11.56 % | 16.00 % |
| EBITDA | 58211.00 K | 69.97 % | 390.87 % |
| Net Profit | 21773.00 K | 9.74 % | 1297.09 % |
| EPS | 0.505 | 15.82 % | NA |
BHLB - Stability Highlights
Stability Analysis
Altman Z Score of 0.156 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.500 | 90.22 % | 0.454 |
| Cash Ratio | -0.0215 | -110.65 % | |
| Quick Ratio | 0.168 | 20.20 % | 0.198 |
| Shareholders Equity | 8.14 | -0.459 % | |
| Debt to EBITDA | 1.81 | 18.74 % |
Historical Valuation Ratios of Berkshire Hills Bancorp Inc
Historical Valuation Ratios
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Historical Profitability Ratios of Berkshire Hills Bancorp Inc
Historical Profitability Ratios
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Historical Efficiency Ratios of Berkshire Hills Bancorp Inc
Historical Efficiency Ratios
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Historical Solvency Ratios of Berkshire Hills Bancorp Inc
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)