Fundamental Analysis of Five Star Bancorp - Growth / Value Index
FSBC - Valuation Highlights
Valuation Analysis
Undervalued - Price to Intrinsic Value of 0.056
Book value is negative
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Price to Earning | 15.44 | 16.80 | -21.95 % | |
| Price to Book | 2.93 | 2.32 | 174.70 % | -0.249 |
| Price to Sales | 3.89 | 4.05 | -97.34 % | |
| Enterprise Value to EBITDA Multiple | 11.93 | 12.84 | 177.89 % |
FSBC - Profitability Highlights
Profitability Analysis
Earning Yield of 6.48 %
During the past twelve months, the company has given a strong Net Margin of 25.16%
All key Trailing Twelve Months Margin growing by 15 %
Annual Net Profit in last 3 years is trending up
Company's Net Profit is increasing for last 5 Quarters
Company's Profit Before Tax is increasing for last 5 Quarters
Steady Growth in EPS for last four quarters
Good Return On Capital Employed of 11.85
Good Return on Equity of 15.54% is achieved by the company
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ |
|---|---|---|---|---|
| Return On Equity | 15.54 | 13.82 | 1018.98 % | 4.06 |
| Return On Asset | 1.48 | 1.30 | 2.36 % | 0.382 |
| Net Profit Margin | 25.16 | 24.11 | -96.59 % | 26.70 |
| Operating Profit Margin | 33.95 | 32.78 | -47.67 % | 35.89 |
| EBITDA Margin | 33.95 | 32.78 | -98.61 % | 35.89 |
Highlights
| Market Cap | 1040.16 M |
| Enterprise Value | 1080.23 M |
| Price/Book TTM | 2.93 |
| Outstanding Share | 21376.15 K |
| Float/ Outstanding Share | 69.69% |
| Dividend Yield | 1.90 % |
Share Holding
Guru Numbers
| Price/Graham No | 1.26 |
| Peter Lynch Ratio | 1.82 |
| Piotroski F Score | 6.00 |
| Altman Z Score | 0.299 |
| Sloan Ratio | 0.112 |
| Peter Lynch Fair Value | 38.74 |
FSBC - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
STRONG JUMP IN NET SALE : YoY growth
Annual sales of the company is increased for three years in a row
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 266756 K | 3858.90 % | 2.82 % |
| Gross Profit | 158473 K | 2204.97 % | 6.16 % |
| EBITDA | 90572.00 K | 44.90 % | 8.79 % |
| Net Profit | 67116.00 K | 34.89 % | 5.54 % |
| EPS | 3.15 | 28.12 % | NA |
FSBC - Stability Highlights
Stability Analysis
Altman Z Score of 0.299 suggest high risk
Interest Coverage of 0.832
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ |
|---|---|---|---|
| Debt to Equity Ratio | 0.166 | 713.82 % | 0.162 |
| Cash Ratio | 0.0280 | -9.61 % | |
| Quick Ratio | 0 | 0 % | 0.154 |
| Shareholders Equity | 9.38 | -90.85 % | |
| Debt to EBITDA | 0.884 | 78.04 % |
Historical Valuation Ratios of Five Star Bancorp
Historical Valuation Ratios
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Historical Profitability Ratios of Five Star Bancorp
Historical Profitability Ratios
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Historical Efficiency Ratios of Five Star Bancorp
Historical Efficiency Ratios
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Historical Solvency Ratios of Five Star Bancorp
Historical Solvency Ratios
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Note : All Data Generated at the End of Trading Hours (EOD Data)